Chief Product

4 hours ago


bangalore, India Kredily Full time

We’re building India’s first Agentic AI Payroll OS with Fintech & Insurance at scale. Profitable & Pre-Series A funded. Looking for a CPTO Co-founder to join the journey.

Kredily already powers 25,000+ businesses and 1 million+ employees. With a profitable SaaS foundation, we are now transitioning from SaaS → AI-first Payroll + Fintech OS, embedding automation, compliance, financial services, and insurance into one intelligent platform for India’s 63M SMBs.


Our vision is to create a deeply engaged platform of SMBs and employees where Payroll is just the entry point. From there, we will cross-sell tailored financial products — loans, credit cards, investments, and insurance — making Kredily the default workplace + financial OS for India.


We’re looking for a visionary Chief Product & Technology Officer (CPTO) to lead this transformation.


👉 Your role:

  • Lead the AI-native roadmap from SaaS → Payroll + Fintech OS.
  • Architect the AI-first tech stack (LLMs, agent frameworks, vector DBs).
  • Build fintech & insurance integrations at payroll scale.
  • Drive engagement-led growth, enabling intelligent cross-sell of financial products.
  • Ensure trust, compliance, and data security across payroll + financial services.
  • Build and mentor a world-class AI+SaaS+Fintech org.
  • Partner with CEO on vision, growth & fundraising.


👉 Requirements:

  • Top-tier college background (IIT/IIM/BITS or equivalent).
  • 10+ years startup experience with proven 0 → 1 → 100 scale.
  • Hands-on AI development (LLMs, ML infra, agentic workflows).
  • SaaS + Fintech/Insurance product leadership track record.
  • Willing to put skin in the game.


👉 What we offer:

  • Profitable & Pre-Series A funded startup with strong traction.
  • Co-founder track + high-upside ESOPs.
  • A chance to redefine Payroll + Fintech + Insurance in India at massive scale.


Write to hr@kredily.com, if you’re ready to build the future with us.


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