Highly Skilled Mortgage Credit Analyst

3 days ago


kottayam, India beBeeMortgage Full time

Job OverviewWe are seeking a highly skilled Mortgage Underwriter to evaluate loan documents and make informed decisions about borrower creditworthiness.About the RoleThe successful candidate will be responsible for reviewing complete loan documents, conducting thorough income calculations, and analyzing credit reports to determine the credit worthiness of customers.Key ResponsibilitiesEvaluate complete loan documents and provide approval or denial decisionComplete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliationThorough income calculation – Salaried income, business income, retired other income and rental incomeComplete review of Collateral and property valuationCredit analysis based on borrower's Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customerValidating and processing the Loan documents on behalf a Mortgage lender organization.Evaluating evidence of borrower's willingness and ability to repay the obligationRequirementsMinimum 5 years of Underwriting experience in US Mortgage.Sound knowledge of US Residential mortgage.Exposure of Underwriting processes & guidelines.Excellent critical thinking, problem solving and sound judgment.



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