PCRED | Loan Operation Head | mumbai
1 week ago
Key Responsibility Areas (KRA) for Operations Head
1. Loan Management
Retail Loans: Oversee retail loan disbursements and collections.
Corporate Loans: Manage corporate loan portfolio, ensuring compliance and performance.
Bankers Connect: Maintain relationships with bankers to facilitate loan processes.
Networking with Banks/NBFCs: Build connections with banks and NBFCs to expand lending opportunities.
2. Lending Process
Lending Volume: Manage lending volumes ranging from 50-500 crore INR.
Process Management: Develop and streamline lending processes for efficiency and compliance.
Product Knowledge: Stay updated on financial products and services to guide clients and the team.
3. Team Management
Team Handling: Lead a team of 15+ members, ensuring proper training and performance.
Team Hiring: Recruit and onboard new team members.
Process Setting: Establish and refine team processes to ensure smooth operations.
4. Strategic Planning and Execution
Debt Equity Management: Oversee debt equity operations for optimal capital structure.
NCD and Startup Funding: Manage Non-Convertible Debentures and startup funding processes.
Additional Responsibilities
Market Analysis: Conduct market analysis to stay ahead of trends.
Risk Management: Identify and mitigate risks in lending and funding activities.
Regulatory Compliance: Ensure all operations comply with regulations and guidelines.
Objectives and Goals
Lending Targets: Achieve and exceed specified lending targets.
Team Performance: Maintain high performance standards within the team.
Process Efficiency: Continuously improve processes for efficiency and client satisfaction.
Client Satisfaction: Ensure high levels of client satisfaction through excellent service
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