PCRED | Loan Operation Head | mumbai

1 week ago


mumbai, India PCRED Full time

Key Responsibility Areas (KRA) for Operations Head


1. Loan Management


Retail Loans: Oversee retail loan disbursements and collections.

Corporate Loans: Manage corporate loan portfolio, ensuring compliance and performance.


Bankers Connect: Maintain relationships with bankers to facilitate loan processes.

Networking with Banks/NBFCs: Build connections with banks and NBFCs to expand lending opportunities.


2. Lending Process

Lending Volume: Manage lending volumes ranging from 50-500 crore INR.


Process Management: Develop and streamline lending processes for efficiency and compliance.


Product Knowledge: Stay updated on financial products and services to guide clients and the team.

3. Team Management


Team Handling: Lead a team of 15+ members, ensuring proper training and performance.


Team Hiring: Recruit and onboard new team members.


Process Setting: Establish and refine team processes to ensure smooth operations.



4. Strategic Planning and Execution


Debt Equity Management: Oversee debt equity operations for optimal capital structure.


NCD and Startup Funding: Manage Non-Convertible Debentures and startup funding processes.



Additional Responsibilities


Market Analysis: Conduct market analysis to stay ahead of trends.


Risk Management: Identify and mitigate risks in lending and funding activities.


Regulatory Compliance: Ensure all operations comply with regulations and guidelines.



Objectives and Goals


Lending Targets: Achieve and exceed specified lending targets.


Team Performance: Maintain high performance standards within the team.


Process Efficiency: Continuously improve processes for efficiency and client satisfaction.


Client Satisfaction: Ensure high levels of client satisfaction through excellent service



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