Credit Lead
4 hours ago
Position: Credit LeadLocation: Bengaluru, Karnataka, India (On‑site) Qualification: Qualified Chartered Accountant Experience: 4–8 years in credit underwriting & policy within Banks/NBFCs Travel: ~30% pan‑India and InternationalWho is this role for ? Looking for a Qualified Chartered Accountant with 4–8 years of experience in credit underwriting of unsecured loans, who is now keen to transition from a core credit role to a broader profile spanning Credit, Business Finance, and Controllership. The role offers exposure to international underwriting across Europe, GCC, and the Middle East.More about the Role Vegrow is revolutionizing B2B agribusiness by offering fresh fruit on credit to SME and agri‑trading partners. As Credit Lead, you’ll pivot your credit expertise into a commercial growth role — architecting and managing trade credit limits (₹10 L–₹5 Cr), dynamically calibrated by seasons and performance. This is your chance to shape real-time, industry-defining credit practices and fuel genuine business impact.Key Responsibilities● End-to-end Underwriting (For both Customers in India and across the globe): Evaluate financials, credit bureau data, cash flows, and sector-specific risks (like seasonal agri cycles); recommend and revise credit limits dynamically.● Deal Structuring: Design and structure high-value credit deals with appropriate covenants, repayment terms, and safeguards to systematically minimize risk while enabling business growth.● Policy Design & Governance: Build and operationalize credit frameworks and SOPs for unsecured agri‑trader lending.● Risk – Growth Balance: Optimize exposure levels—drive portfolio expansion while containing NPAs, embedding early-warning systems and health monitoring.● Commercial Enablement: Advise sales & ops teams, promoting risk-aware decision-making.● Portfolio Oversight: Monitor key performance indicators and oversee post-sanction follow-up.● Field Leadership: Travel (~30%) to assess customer operations, build relationships, and lead risk reviews both within and outside IndiaWhat We’re Looking For● Chartered Accountant with 4–8 years of credit underwriting & policy experience, especially in unsecured SME lending (₹10 L–₹5 Cr).● Familiarity with agri-trader finance, ideally in North & West India would be cherry on the top ● Strategic thinker, able to align growth and asset quality goals.● Excellent communication and stakeholder skills, from HQ to field teams.● Willingness to travel up to 30%-40% for customer and portfolio oversight.Why Join Vegrow?● From Banking to Business: Take your credit expertise from structured institutions into a dynamic, industry and customer‑facing role—drive real-world impact on the agri front.● High‑Growth Environment: Join a scaling agritech firm where your decisions shape growth, backed by data, impactful leadership, and performance momentum.● Real‑Time Influence: Your strategies will directly support fruit traders and agri operations—season by season, decision by decision.● Key Strategic role: Be a key strategic partner to founders and senior leadership, owning credit strategy and performance across the business.
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Credit Lead
18 minutes ago
Bangalore Division, India VEGROW Full timePosition: Credit Lead Location: Bengaluru, Karnataka, India (On‑site) Qualification: Qualified Chartered Accountant Experience: 4–8 years in credit underwriting & policy within Banks/NBFCs Travel: ~30% pan‑India and International Who is this role for ? Looking for a Qualified Chartered Accountant with 4–8 years of experience in credit underwriting of...
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Credit Lead
2 hours ago
bangalore district, India VEGROW Full timePosition: Credit Lead Location: Bengaluru, Karnataka, India (On‑site) Qualification: Qualified Chartered Accountant Experience: 4–8 years in credit underwriting & policy within Banks/NBFCs Travel: ~30% pan‑India and International Who is this role for ? Looking for a Qualified Chartered Accountant with 4–8 years of experience in credit underwriting of...
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Lead Credit Modelling
6 days ago
bangalore, India Scienaptic AI Full timeCompany DescriptionScienaptic AI is dedicated to expanding access to credit by transforming the technology behind credit decision-making. With over 150 years of credit expertise built into its AI-powered platform, Scienaptic helps financial institutions like banks, credit unions, fintech companies, and other lenders improve their underwriting decisions. The...
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Lead AI Engineer
1 week ago
bangalore, India Credit Saison Full timeAbout the company :Established in 2019, Credit Saison India (CS India) is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates...
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Credit Manager
1 week ago
bangalore, India Times Internet Full timeAbout Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India's largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...
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Credit Officer
4 weeks ago
Bangalore, India Task Mate Full timeLocation - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with an Australian mortgage brokerage firm is preferred. Experience - Minimum 1 year (MUST) We're seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...
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Credit Rating/ Analysis
1 hour ago
bangalore, India Acuity Knowledge Partners Full timeCredit Rating/ Reviews (Associate Director/ Director), BangaloreWe are looking for a passionate, energetic individual to join our lending services division at a senior position. You will be leading delivery team members engaged with end-to-end lending life cycle activities across Credit Rating for mid-large corporate's.You shall also actively involved in...
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Manager-Credit Research
4 weeks ago
bangalore, India Sutherland Full timeAbout the Company Sutherland is looking for candidates to join its Credit Research team in the High Yield space. As part of the team, the candidate will work with global asset managers and alternative investment firms to maximize the return potential of high yield investments while also collaborating with the larger Credit Research team. About the Role The...
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Manager - Credit Risk
6 days ago
Bangalore, India Navi Full timeAbout the Team The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Risk team, part of the Risk function at Navi, reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio...
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Credit Analyst
6 days ago
Bangalore, Karnataka, India Standard Chartered Full timeJob Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews ongoing risk monitoring and client creditworthiness They also assess Standard Chartered s risk appetite against market and economic conditions across the different markets...
