Manager - Credit Risk
2 days ago
About the Team The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Risk team, part of the Risk function at Navi, reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio quality. About the Role This role offers a unique opportunity to build and scale credit risk management frameworks from the ground up in collaboration with credit underwriting, analytics and data science teams. It involves driving portfolio quality and credit performance across credit products, blending deep analytical thinking with strategic execution to ensure sustainable growth while managing credit losses and risk exposure in a dynamic, fast-paced environment. What We Expect From You ● Own accountability for credit losses and portfolio quality for the lending business, collaborating with business & underwriting teams to balance growth & credit risk as per profitability targets. ● Provide feedback loops to underwriting and policy design based on portfolio performance and loss trends, influencing credit strategies and guardrail settings. ● Lead model risk management, including review of AI/ML decision models, documentation, and reporting to relevant governance and board committees. ● Enhance and manage ECL models (PD/LGD/EAD), ensure model calibration and governance, and present insights and outcomes to senior management and board committees. ● Monitor portfolio health, identify early warning indicators, and perform RCA (Root Cause Analysis) for any breaches of defined risk thresholds; ensure corrective actions are implemented. ● Partner with cross-functional teams (business, data science, finance) to align stakeholders on risk estimates, portfolio actions, and strategic priorities. ● Facilitate risk communication through well-structured presentations and reports for senior leadership, board committees, and external stakeholders. ● Continuously identify opportunities for process improvements, automation, and analytical enhancement within credit risk management. Must Haves ● Bachelor’s or Master’s degree, preferably from a premier institute. Relevant experience in fintech, banking, or credit risk management would be a plus ● Strong analytical and problem-solving skills with a deep understanding of predictive modelling and AI/ML algorithms ● Proficiency in SQL, Excel, Tableau; working knowledge of Python is a plus. ● Proven ability to translate analytical insights into business strategy and actions. ● Strong stakeholder management skills with the ability to engage effectively with senior leadership and governance forums. ● Excellent communication and presentation skills, with a keen eye for detail and accuracy. Inside Navi We are on a mission to make finance simple, accessible and affordable for a billion Indians. Guided by a strong customer-first approach, we are building tech-first solutions that work at scale. Our offerings include a range of financial products and services across Loans, Insurance, Mutual Funds, Digital Gold and
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Credit Risk Manager
1 week ago
Bangalore, India Ujjivan Small Finance Bank Full timePOSITION DESCRIPTION JOB TITLE Manager-Credit Risk DEPARTMENT Risk LOCATION HO SUB-DEPARTMENT Credit TYPE OF POSITION Full-time ROLE PURPOSE & OBJECTIVE To ensure implementation of the credit risk management policy approved by the Board. To formulate, review and implementation of risk appetite Monitor credit risks on an SFB wide basis and ensure compliance...
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Credit Risk Manager
1 week ago
bangalore, India Ujjivan Small Finance Bank Full timePOSITION DESCRIPTION JOB TITLE Manager-Credit Risk DEPARTMENT Risk LOCATION HO SUB-DEPARTMENT Credit TYPE OF POSITION Full-time ROLE PURPOSE & OBJECTIVE To ensure implementation of the credit risk management policy approved by the Board. To formulate, review and implementation of risk appetite Monitor credit risks on an SFB wide basis and ensure compliance...
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Credit Risk Manager
2 weeks ago
bangalore, India Ujjivan Small Finance Bank Full timePOSITION DESCRIPTIONJOB TITLEManager-Credit RiskDEPARTMENTRiskLOCATIONHOSUB-DEPARTMENTCreditTYPE OF POSITIONFull-timeROLE PURPOSE & OBJECTIVETo ensure implementation of the credit risk management policy approved by the Board.To formulate, review and implementation of risk appetiteMonitor credit risks on an SFB wide basis and ensure compliance with the Board...
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Manager - Credit Risk
3 days ago
bangalore, India Navi Full timeAbout the Team The Risk team at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization. The Credit Risk team, part of the Risk function at Navi, reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio...
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SAS + Credit Risk
24 hours ago
bangalore, India Talent Worx Full timeWe are seeking a Senior Credit Risk Analyst with extensive experience to join our dynamic team in Bangalore. The ideal candidate will possess strong analytical skills, proficiency in Python and SQL, and a deep understanding of credit risk management principles.RequirementsKey Responsibilities- Conduct comprehensive credit risk assessments using quantitative...
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Consultant - Credit Risk
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bangalore, India NAB Full timeKey Accountabilities - Support portfolio maintenance activities including portfolio administration, monitoring of facility documentation and ensuring the integrity and accuracy of system data; Undertaking financial and credit risk analysis for the preparation of new credit submissions and annual reviews of existing transactions; Continuously seek to optimise...
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Credit Risk Analyst
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bangalore, India Fi Full timeFi Money is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment...
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Bangalore, India ABB Full timeAt ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we’ll give you what you need to make it happen. It won’t always be easy, growing takes grit. But at ABB, you’ll never run alone. Run what runs the world. This Position reports to: Head of Global Credit...
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Associate Manager II
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Data Science
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bangalore, India bluCognition Full timeData Scientist – Credit RiskAbout bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We build all...
