Credit Officer

3 days ago

Bangalore, India Task Mate Full time

Location - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with an Australian mortgage brokerage firm is preferred. Experience - Minimum 1 year (MUST) We're seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to individuals and businesses across Australia. About Role You will be responsible for assessing loan applications, analysing client financials, and preparing credit recommendations. You will evaluate the creditworthiness of both individual and business clients, ensure compliance with regulatory and lender requirements, and support the smooth processing of loans from application through to settlement. This role requires strong analytical ability, sound judgment, and a good understanding of the Australian lending environment. Key Responsibilities Conduct credit assessments and financial analysis for residential, commercial, and business loan applications. Verify and assess financial documents, including income, liabilities, and supporting statements. Analyse financial statements, cash flow, credit history, DTI ratios, and liquidity Prepare detailed credit reports, summaries, and recommendations for approval. Perform serviceability, pricing, and LMI calculations , ensuring compliance with lender and NCCP guidelines. Order and review property valuations, liaising with valuers and lenders as required Communicate and coordinate effectively with clients, brokers, lenders, solicitors, and accountants. Monitor the progress of loan applications through to settlement and ensure client obligations are met. Maintain accurate data in CRM systems and ensure full regulatory compliance. Identify risk factors and recommend mitigation strategies for complex credit scenarios. Support post-settlement processes and manage client relationships. Skills & Qualifications • Bachelor's degree in Finance, Accounting, Economics, or Commerce. • 1-3 years of experience in credit assessment, loan processing, or financial analysis (banking or mortgage industry background preferred). • Strong analytical skills and proficiency in Excel, financial modelling, and credit assessment tools. • Deep understanding of financial statements, liquidity ratios, and credit risk indicators. • Excellent written and verbal communication skills for reporting and presentations. • Strong decision-making and problem-solving abilities. • High attention to detail, with a focus on accuracy and compliance.

  • Rc - Credit Officer - Mortgages Credit

    7 days ago

    Bangalore, Karnataka, India Axis Bank Full time

    RC - Credit Officer - Mortgages Credit INTERNAL USAGE No of Vacancies Reports to Regional Credit Manager Is a Team leader N Team Size NA Grade Business Corporate Center Department Retail Credit Sub-Department CVCE Credit Location About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele...

  • Credit Officer

    2 weeks ago

    bangalore, India Task Mate Full time

    Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...

  • Credit Officer

    2 weeks ago

    bangalore district, India Task Mate Full time

    Location - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with Australian bank or Austelaian mortgage brokerage firm is a MUST. Experience - Minimum 1 year (MUST) We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...

  • Credit Executive

    2 weeks ago

    Bangalore, India VEGROW Full time

    Role: Executive - Credit Location: Bengaluru, Karnataka Role Overview: We are looking for an Executive – Credit to manage credit onboarding and credit operations for our customers in the FxS Mango & Apple segment. The ideal candidate should have strong Excel skills and be comfortable working both in-office and on-field, depending on business needs. Key...

  • Back Office Dispute Processing Specialist

    22 hours ago

    bangalore, India Remote Hero Full time

    Job Description: Back Office Dispute Processing Specialist (Credit Repair Cloud) Location: Remote Type: Full-Time Compensation: 700$ per month About the Role: We’re seeking a detail-obsessed Back Office Specialist to prepare, process, and mail dispute letters at scale while maintaining impeccable accuracy. Your work ensures timely, compliant actions that...

  • Back Office Dispute Processing Specialist

    5 hours ago

    bangalore, India Remote Hero Full time

    Job Description: Back Office Dispute Processing Specialist (Credit Repair Cloud) Location: Remote Type: Full-Time Compensation: 700$ per month About the Role: We’re seeking a detail-obsessed Back Office Specialist to prepare, process, and mail dispute letters at scale while maintaining impeccable accuracy. Your work ensures timely, compliant actions that...

  • Back Office Dispute Processing Specialist

    1 day ago

    bangalore, India Remote Hero Full time

    📌 Job Description: Back Office Dispute Processing Specialist (Credit Repair Cloud)📍 Location: Remote🕒 Type: Full-Time💰 Compensation: 700$ per month🌟 About the Role:We’re seeking a detail-obsessed Back Office Specialist to prepare, process, and mail dispute letters at scale while maintaining impeccable accuracy. Your work ensures timely,...

  • Director Credit Risk

    1 week ago

    bangalore, India Straive Full time

    Job Summary:We are seeking a skilled Credit Risk Strategy Analyst with strong expertise in SAS and SQL to join our risk management team. The successful candidate will play a key role in developing, implementing, and monitoring credit risk strategies by leveraging data analytics and predictive modeling techniques. This role requires a blend of analytical...

  • Analyst, Credit Analysis

    6 days ago

    Bangalore, India Northern Trust Full time

    About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring...

  • Credit Risk Reporting

    6 days ago

    Bangalore, India Northern Trust Full time

    About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring...