Lead Mortgage Finance Specialist

1 week ago


thiruvananthapuram, India beBeeMortgageUnderwriter Full time

Senior Mortgage UnderwriterWe are seeking a highly skilled and experienced Senior Mortgage Underwriter to join our team.About the Role:The Senior Mortgage Underwriter will be responsible for analyzing loan applications, evaluating creditworthiness, and making informed decisions on loan approvals or denials.Evaluate complete loan documentsProvide approval or denial decisionComplete review of credit reportThorough income calculationComplete review of Collateral and property valuationAssets verificationCredit analysis based on borrower's Income, Asset, Liability, and Collateral (4C's of Underwriting)Validating and processing the Loan documentsEvaluating evidence of borrower's willingness and ability to repay the obligationKey Skills and Qualifications:To be successful in this role, you will need:4+ years of US mortgage underwriting experienceSolid knowledge of US Residential mortgageExposure to Underwriting processes & guidelinesCritical thinking, problem solving, and sound judgmentAnalysis and Calculation of qualifying income from various tax documentsWell-versed with FNMA, FHLMC, and GNMA guidelinesGood analytical and problem-solving skillsDecision-making skill when applying business judgmentBenefits:This is an exciting opportunity to work with a dynamic team and contribute to the success of our organization.



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