Loan Decision Specialist

7 days ago


kanpur, India beBeeCredit Full time

Job Title: Lead Credit AnalystJob Summary:The successful candidate will be responsible for evaluating loan documents, conducting credit reviews, and analyzing income calculations to provide approval or denial decisions.About You:You should have a minimum of 3 years of experience in US mortgage underwriting.You should have sound knowledge of US residential mortgage guidelines.You should have exposure to underwriting processes and guidelines.We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels.Responsibilities:You will be responsible for evaluating complete loan documents and making approval or denial decisions.You will conduct thorough reviews of credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliation.You will analyze income calculations, including salaried income, business income, retired other income, and rental income.Requirements:You should have excellent critical thinking, problem-solving skills, and sound judgment.You should have good analytical and problem-solving skills.This role requires strong communication and presentation skills, self-motivation, and a hard working attitude.The ideal candidate will be able to analyze and calculate qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.What We Offer:A fair, transparent, and merit-based hiring process.



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