Credit Manager-SBE-Small Business Enterprise-Credit
3 days ago
DescriptionCredit Manager-Working Capital-CreditBangalore, Karnataka, IndiaJOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance• Managing team of Credit Managers• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.• Visiting customers for personal discussions and deal structuring • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained• To evaluate proposals of customers for Home Loans, Loan against Property• Decision making within defined TAT• Understanding of property related aspects (like legal title and market value of the property) is an added advantage• Coordinating with sales, operations, legal, technical and customer serviceJob Requirements:• Qualification- CA with relevant underwriting experience• Job Knowledge –o Technical underwriting experienceo Analytical skills• Skills & Experience –o Experience of 2-4 years in relevant working capital products is desired,o Should be able to handle time bound activities effectivelyo Should be an effective team player.o Should have a sense of urgency & keenness to learn.Credit Manager-SBE-Small Business Enterprise-CreditDelhi, IndiaTRENDINGJOB DESCRIPTIONRoleCredit Appraisal· Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities· Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training· Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluationStock on Hire: Increase in volume of business· Ensure that SOH increases(pl confirm if this applies to CM role )NPA trend· Analyze the NPA trend like area, industry, sector etc.· Interact with Customers & understand the business and regularly monitor delinquencies / infants.Infant loan which is less than 12 months NPA· Ensure qualitative portfolio
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Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per yearDescriptionCredit Manager-Working Capital-CreditBangalore, Karnataka, IndiaJOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance• Managing team of Credit Managers• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )• Under writing cases with desired level of quality and enabling achievement of...
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Credit Controller
2 weeks ago
Ashram Road P.O, Ahmedabad, Gujarat, India Achievers Enterprise Full time**Credit Controller**: Credit Control Executive—B2B Services (Accounts Receivable) **Position Title**: Credit Controller **Department**: Finance & Accounts **Experience**: 3+ Years **Key Responsibilities**: - Assess credit risk and set credit limits - Follow up on outstanding payments and manage collections - Generate invoices and reconcile customer...
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Credit Manager
2 weeks ago
Ahmedabad, Gujarat, India Delhivery Full time ₹ 9,00,000 - ₹ 12,00,000 per yearJob SummaryWe are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and...
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Credit Manager
1 week ago
Ahmedabad, Gujarat, India Acura Solution Full time ₹ 12,00,000 - ₹ 36,00,000 per yearJob Description:- Managing overall credit and risk functions for the areas/locations assigned to him/her.- Responsible for processing and underwriting of Construction Finance deals as per credit policy.- Maintaining defined TATs for approval.- To facilitate business team, achieve monthly/annual business targets.- To ensure adherence to credit policy and...
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Credit Officer
2 weeks ago
Ahmedabad, Akurdi, Ambarnath, India Ujjivan Small Finance Bank Full time ₹ 6,00,000 - ₹ 15,00,000 per yearPrimary Responsibilities:Credit Management Policy ProcessesMaintains Credit policy and process adherence in the Branch Coordinate with Legal Technical AgenciesUnderwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the caseVisit...
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Credit Operation Officer
3 days ago
Ahmedabad, Gujarat, India MAS Financial Services Limited Full timeCompany DescriptionMAS Financial Services Limited is a diversified retail financial services provider, established in 1988 and registered with RBI as an NBFC in 1995. The company offers various financial services to Micro, Small, and Medium Enterprises including working capital loans, machinery loans, and industrial shed loans. MAS also provides loans for...
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Credit Manager
2 weeks ago
Ahmedabad, Gujarat, India Ratnaafin Capital Full time ₹ 30,00,000 - ₹ 90,00,000 per yearRole & responsibilitiesResponsible for assessing cases sourced by the Sales team in line with the credit policy, and determining deviations and exceptions.Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region.Conducting on sight/Call based DueDiligence.Prepare Credit Approval Memorandum (CAM) as per policy...
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Credit Manager
2 weeks ago
Ahmedabad, Mumbai, Udaipur, India Ratnaafin Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRole & responsibilitiesReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authori es.Under write proposals as per the laid down policies & procedure.Conduct personal discussion with customers to establish credit worthiness and ensure comple on of credit/KYC...
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Credit Manager
7 days ago
Ahmedabad, -Ahmedabad-Siddhi Vinayak Complex-Satelliate-GUJ, Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per yearCredit Manager-HF LOAN AGAINST PROPERTY (LAP)-CreditThe Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit is responsible for assessing creditworthiness and managing the credit approval process for loan against property applications. The role involves analyzing financial data, evaluating collateral, and ensuring compliance with credit policies and...
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Credit Manager
2 weeks ago
Ahmedabad, Gujarat, India Clix Capital Services Full time ₹ 12,00,000 - ₹ 36,00,000 per yearRole & responsibilitiesAssess creditworthiness of schools applying for loans by analyzing financial statements, operational performance, and repayment capacity.Conduct due diligence, including background checks and site visits, to validate information provided by applicants.Prepare detailed credit appraisal reports and recommend approval/rejection within...