▷ 3 Days Left: Credit
3 weeks ago
Job Title: Credit & Risk Head – Unsecured Personal Loans (PL) Location: Andheri, Mumbai Department: Credit, Risk & Analytics Experience Required: 10 - 15 years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-time About the Role: We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan portfolio. This is a critical leadership role that blends traditional credit underwriting with data-driven innovation, leveraging AI/ML, alternative data, and digital journeys to build scalable, agile, and robust credit and risk practices. Key Responsibilities: Credit Strategy & Policy ● Define credit policies, scorecards, and rule engines for digital unsecured loans. ● Use traditional and alternative data (banking, bureau, mobile, utility, behavioral) for risk assessment. ● Work with product, tech, and analytics teams to build automated decision engines (rule-based and ML-based). Underwriting & Approval Processes ● Set up real-time underwriting models for instant loan decisioning. ● Develop layered risk frameworks for various borrower segments (new to credit, salaried, self-employed). ● Define policy exceptions and governance processes for manual underwrites (if any). Risk Management & Monitoring ● Own portfolio performance (approval rates, delinquency, vintage curves, loss rates, LGD). ● Build and monitor early warning systems, fraud detection models, and collections triggers. ● Create dynamic risk segmentation to adjust strategies in real time. Analytics & Reporting ● Partner with data science teams to enhance credit decision models. ● Regularly review cohort-level performance and revise strategies accordingly. ● Present portfolio risk metrics to leadership, board, and investors. Regulatory & Compliance ● Ensure compliance with RBI guidelines, data privacy, KYC norms, and digital lending frameworks. ● Liaise with auditors and regulatory bodies as required. Preferred Qualifications: ● 6–10 years of credit & risk experience, including 3–5 years in a Fintech/NBFC environment focused on unsecured lending. ● Strong understanding of digital lending ecosystems, APIs, alternate data sources, and credit bureaus. ● Exposure to credit model development, risk analytics, and portfolio monitoring. ● Knowledge of tools like SQL, Python, SAS, or BI tools is a plus. ● Excellent leadership, communication, and stakeholder management skills. Why Join Us: ● Be part of a fast-scaling fintech disrupting the credit landscape. ● Lead a high-impact portfolio from the front. ● Work with a young, tech-driven, and entrepreneurial team. Kindly share your resume on mansi.chauhan@fdplfinance.com
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[3 Days Left] Manager
4 weeks ago
Mumbai, India Tata Communications Full timeJob Description About The Company Tata Communications Redefines Connectivity with Innovation and IntelligenceDriving the next level of intelligence powered by Cloud, Mobility, Internet of Things, Collaboration, Security, Media services and Network services, we at Tata Communications are envisaging a New World of Communications Role Description And Purpose
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Credit Underwriter
5 days ago
Mumbai, India CREDIT FAIR Full time**Roles & Responsibilities** - Ability to identify and make recommendations for approval policy exceptions. - Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations. - Evaluating the creditworthiness of potential customers. - Ensuring all loans and lending procedures comply...
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UPI Credit Partnerships Lead
4 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
4 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
5 days ago
Mumbai, Maharashtra, India LIGHT - Credit For UPI Full time ₹ 1,20,000 - ₹ 1,80,000 per yearAbout LightWe're building the future of credit on UPI — making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you'll get enormous growth, ridiculous...
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Credit Operations Executive
8 hours ago
Mumbai, Maharashtra, India Snapmint Credit Advisory Private Limited Full time**About Snapmint**: India’s booming consumer market has over 300 million credit-eligible consumers, yet only 35million actively use credit cards. At Snapmint, we are building a better alternative to credit cards that lets consumers buy now and pay later for a wide variety of products, be it shoes, clothes, fashion accessories, clothes or mobile phones. We...
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(3 Days Left) Credit Portfolio Sr Analyst
4 weeks ago
Mumbai, Maharashtra, India Citigroup Full timeThe Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team The overall objective of this role is to manage Citi s portfolio exposure to clients and counterparties globally Qualifications...
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(3 Days Left) Sr. Copywriter
2 weeks ago
Mumbai, India Sparkt Full timeWhat are we looking for? A creative thinker, who is capable of cracking, cross-media brand ideas as tactical platform-specific campaigns. You'll be able to get ideas ready to pitch to the client. You'll be able to craft the idea to make it sing. And you'll be hungry to help make the organisation and yourselves famous. We are not particularly looking for...
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3 Days Left: Tax Manager
4 weeks ago
Mumbai, India Alvino Consultancy Full timeCompany Description:At Alvino Consultancy, we blend deep technical expertise with practical, results-driven solutions to offer comprehensive end-to-end consulting services.Fast-growing boutique consulting firm seeking a dynamic and solution-oriented Chartered Accountant to join our core team. With a focus on optimizing business operations, ensuring...
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▷ (3 Days Left) Butler
4 weeks ago
Mumbai, India Della Adventure & Resorts Pvt Ltd Full timeJob Description Job Description About the Role: We are looking for a disciplined, attentive, and professional Personal Butler to work closely with the CMD (Chairman & Managing Director). The individual will be responsible for managing the CMD's daily meals, preferences, and personal comfort, ensuring seamless service throughout the day. Location: Mumbai an...