▷ 3 Days Left: Credit
17 hours ago
Job Title: Credit & Risk Head – Unsecured Personal Loans (PL) Location: Andheri, Mumbai Department: Credit, Risk & Analytics Experience Required: 10 - 15 years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-time About the Role: We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan portfolio. This is a critical leadership role that blends traditional credit underwriting with data-driven innovation, leveraging AI/ML, alternative data, and digital journeys to build scalable, agile, and robust credit and risk practices. Key Responsibilities: Credit Strategy & Policy ● Define credit policies, scorecards, and rule engines for digital unsecured loans. ● Use traditional and alternative data (banking, bureau, mobile, utility, behavioral) for risk assessment. ● Work with product, tech, and analytics teams to build automated decision engines (rule-based and ML-based). Underwriting & Approval Processes ● Set up real-time underwriting models for instant loan decisioning. ● Develop layered risk frameworks for various borrower segments (new to credit, salaried, self-employed). ● Define policy exceptions and governance processes for manual underwrites (if any). Risk Management & Monitoring ● Own portfolio performance (approval rates, delinquency, vintage curves, loss rates, LGD). ● Build and monitor early warning systems, fraud detection models, and collections triggers. ● Create dynamic risk segmentation to adjust strategies in real time. Analytics & Reporting ● Partner with data science teams to enhance credit decision models. ● Regularly review cohort-level performance and revise strategies accordingly. ● Present portfolio risk metrics to leadership, board, and investors. Regulatory & Compliance ● Ensure compliance with RBI guidelines, data privacy, KYC norms, and digital lending frameworks. ● Liaise with auditors and regulatory bodies as required. Preferred Qualifications: ● 6–10 years of credit & risk experience, including 3–5 years in a Fintech/NBFC environment focused on unsecured lending. ● Strong understanding of digital lending ecosystems, APIs, alternate data sources, and credit bureaus. ● Exposure to credit model development, risk analytics, and portfolio monitoring. ● Knowledge of tools like SQL, Python, SAS, or BI tools is a plus. ● Excellent leadership, communication, and stakeholder management skills. Why Join Us: ● Be part of a fast-scaling fintech disrupting the credit landscape. ● Lead a high-impact portfolio from the front. ● Work with a young, tech-driven, and entrepreneurial team. Kindly share your resume on mansi.chauhan@fdplfinance.com
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Credit Risk Analyst
2 weeks ago
Mumbai, India Acme Services Full timeJob Description - Strong Excel Skills - SQL Proficiency (1 year minimum professional application) - Minimum 6 years of experience in credit risk, underwriting a - Ability to interpret key business financial statements/information - Experience in change management and driving adoption of new tools, - processes, and decision support (i.e. scaling) - Experience...
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Credit Analyst
3 weeks ago
Mumbai, Maharashtra, India Standard Chartered Full timeJob Summary Quick turnaround on NTB and new deal proposals BCA Quality Overdue BCAs to be maintained within 5 threshold Key Responsibilities No of Credit reverts to be kept to a minimum no more than 1 refer back per BCA Portfolio Control Downgrade to GSAM 90 days in EAR to be Nil Audit - Overall grade satisfactory 100 commitment to code of conduct Timely...
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Credit Underwriter
2 weeks ago
Mumbai, India CREDIT FAIR Full time**Roles & Responsibilities** - Ability to identify and make recommendations for approval policy exceptions. - Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations. - Evaluating the creditworthiness of potential customers. - Ensuring all loans and lending procedures comply...
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UPI Credit Partnerships Lead
3 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
3 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
3 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
3 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
17 hours ago
mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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[3 Days Left] Manager
3 days ago
Mumbai, India Tata Communications Full timeJob Description About The Company Tata Communications Redefines Connectivity with Innovation and IntelligenceDriving the next level of intelligence powered by Cloud, Mobility, Internet of Things, Collaboration, Security, Media services and Network services, we at Tata Communications are envisaging a New World of Communications Role Description And Purpose
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Upi credit partnerships lead
3 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
