Credit Manager-CREDIT CARD-Credit

2 weeks ago

Mumbai, Maharashtra, India Kotak Mahindra Bank Limited Full time
Job Description

- Underwriting & making proposals of commercial credit card & LAS.
- Ensuring discipline in adherence to processes involved in credit underwriting.
- Good understanding of financials & ratio analysis to arrive at a decision on lending and recoverability of loans granted.
- Ensure systematic verification processes and coordinate with sales, service, verification agencies.
- Be up to date on industries we lend and business environment in general.
- Review the portfolio sourced to prevent early delinquency.
- Understand and interpret the portfolio quality.
- Have good communication skills to interact with various stakeholders within/outside the bank.

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