Payment Operations Senior Manager

At Aspire we re more than just a FinTech company-we re the leading all-in-one financial operating system built to empower the world s innovators and entrepreneurs We are on a mission to reinvent business finance empowering startups and businesses to realise their full potential Founded in 2018 Aspire has raised over USD 300M across equity and debt from world-class investors In 2023 we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent Paypal Ventures LGT Capital Partners Picus Capital and MassMutual Ventures To power our solutions we have partnered with some of the best companies in the world such as Visa and Wise and empowered more than 50 000 businesses using our suite of products Aspire has consistently been recognized for excellence earning Best Employer and Startup of the Year by the Asia FinTech Awards in 2022 and 2023 ranked as LinkedIn s Top Startup in Singapore and listed on CB Insights Top 100 Global Fintech in 2023 and 2024 You will be amazed by the energy and experience of our team Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs ex-founders and high-achievers with international and diverse backgrounds Are you a top talent who is passionate about entrepreneurship Join our rapidly growing team to make an impact in the fintech space ABOUT THE TEAMAt Aspire we are committed to empowering our customers throughout their journey with us Our Operations Team ensures customers can operate seamlessly on our platform and guarantee the best customer experience possible ABOUT THE ROLEAs the Payment Operations Manager for the US your primary responsibility will be to ensure the success and accuracy of all payment flows within Aspire s platform in the United States You will play a pivotal role in managing the operations and owning the KPIs of Aspire s payment products in the region to drive exceptional performance and ensure compliance with regulatory frameworks in new markets In addition to managing day-to-day operations you will have a critical role in supporting Aspire s expansion into new countries You will be instrumental in setting up and scaling treasury operations in this new market ensuring that our infrastructure is robust and optimized for local requirements Key responsibilities include Payment Operations Ownership Regional Focus Own end-to-end domestic payment operations for the US including partner integration SLA delivery and cut-off adherence Serve as the go-to SME for local payment rails e g ACH FedNow ensuring accurate and timely payment execution Service Availability and Payment Success Monitor and improve payment success rates and incident resolution times Lead real-time triage of processing issues across regional time zones Partner Rail Specialist Integration Collaborate directly with Aspire s banking and PSP partners to manage change requests incident escalations and rulebook updates Translate market-specific rules into operational processes and automation requirements Corridor Expansion and Launches Drive successful go-live of new domestic corridors or capabilities FedNow by coordinating with Product Compliance and Engineering Act as the local process lead to ensure Aspire can transact on Day 1 without manual blockers Reconciliation Ownership in partnership Oversee the setup of reconciliation processes for new regional rails in collaboration with the shared services Recon team Monitor and escalate exceptions and drive resolution in line with internal SLAs and safeguarding requirements Operational Oversight Quality Champion regional ownership of payment SLAs root cause analysis and continuous improvement Work with the QC Training function to embed quality controls and upskill regional analysts Regulatory Readiness Partner with Compliance and Legal to ensure all operational processes meet local regulatory standards Support the preparation and response to audits and regulatory inquiries specific to your market Stakeholder Reporting Deliver actionable reporting on payment performance corridor-specific trends and issue tracking to senior stakeholders Inform Product and Compliance roadmaps with operational insights Team Leadership Operate within a team of regional and offshore payment analysts ensuring effective 24 7 coverage incident handovers and operational rigor across all shifts Qualifications Regional Payments Expertise 8 years direct experience with domestic payments in the US ACH FedNow etc ideally with PSPs banks or high-growth fintechs Corridor Operationalisation Proven track record in launching and scaling domestic payment rails including cut-off management settlement cycles and exception handling Real-Time Problem Solving Experience leading operational incident response and payment failure triage with partner coordination Strong Ops Design Thinking Ability to define and optimise operational processes and controls tailored to regional nuances and partner integrations Stakeholder Management Comfort engaging with regional regulators audit teams and executive leadership on payment performance topics Analytical Fluency Proficiency in using data tools and dashboards to track success FAIL rates monitor trends and define root causes People Leadership Experience working in matrix style teams across multiple time zones What we offer Uncapped flexible annual leave Hybrid work arrangement Training subsidy for your professional growth Wellness benefit Team bonding budget to foster collaboration and sense of belonging Flexibility to work from anywhere for up to 90 days per annum Culture is Key We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our and Equal Opportunity StatementAspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race color religion sex sexual orientation gender identity national origin age disability or any other protected characteristic as outlined by applicable laws Please note by submitting your application you acknowledge that you have read and understood Aspire s and consent to the collection use and disclosure of your personal data by Aspire for the purposes set out in the Policy You may withdraw consent for such collection use and disclosure and make an access or correction request in respect of your personal data in accordance with the Policy by emailing