Ro:rl - Operation Central Ops Processes - Sbb

4 weeks ago


Mumbai Maharashtra, India Axis Bank Full time

About Retail Lending The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans Car Loans and Personal Loans among others They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role The Central ops processes role is responsible for pan-India monitoring and implementation of policies and modification of processes of as per requirement They are also responsible for regulatory reporting process compliance They are also responsible for analysis of existing processes and recommendation of process changes to ensure cost savings optimization of resources and enhancement of operational efficiency Key Responsibilities Responsible for identification of process risks and defining manual and system controls to mitigate the risks Responsible for operationalizing new SBB Loan products as per requirement from business in co-ordination with technology team for various system developments Ensure Process Management - Regulatory and Process Compliances Ensure fee recovery and income booking - Income Leakage Ensure customer request and query resolution within the stipulated TAT Responsible for audit and compliance for Central Ops related activities Ensure closure of daily activity within TAT Disb Request updating Stock statement DP Insurance Inspection etc Responsible for Report Management for overall portfolio irregularities exception management of transactions Ensure Manpower Management - Training support for preparation of SOP Process improvement Special assignment support provided to Existing CPC participation in new initiatives testing etc Ensure Process Management - Effective implementation of Operational Risk management framework Qualifications Optimal qualification for success on the job is Graduate Post graduate in Management Experience in a large consumer lending organization handling central regional role in Operations Role Proficiencies For successful execution of the job the candidate should possess the following Knowledge of banking products and services Ability to work as a part of a team Collaboration Customer Sensitive Compliance Transparency ComeAsYouAre We are dil se open Women LGBTQIA and PwD candidates of all ages are encouraged to apply Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses



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