Area Rcu Manager

2 days ago


Kanpur, Uttar Pradesh, India Skillventory Full time
Job Description

We are seeking an experienced Area RCU (Risk and Fraud Control Unit) Manager for our home loans division. The ideal candidate will be an expert in risk and fraud control, responsible for managing the entire verification and investigation process for home loan applications. This role requires a keen eye for detail and the ability to conduct thorough field investigations to ensure the authenticity of customer profiles and property documents.

Key Responsibilities

- Risk and Fraud Control: Lead risk and fraud control efforts by conducting RCU sampling and screening of loan application files.
- Field Investigation: Conduct on-site TVR (Tele-verification) and field investigations to verify customer profiles and mortgage properties.
- Verification & Audits: Perform PDAV (Property Document and Address Verification), PDD (Post-Disbursement Document), and FI (Field Investigation) cross-checks. You will also be responsible for conducting branch, vendor, and technical vendor audits.
- Fraud Investigation: Handle investigations for various triggers, including those from internal systems, and prepare detailed fraud investigation reports.
- Operations Management: Manage vendor bill reviews and processing. Prepare detailed MIS (Management Information System) reports and handle settlement case investigations.
- Product Expertise: Handle SME LAP (Small and Medium Enterprise Loan Against Property) and Home Loans (HL).

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