Branch Credit Manager

3 weeks ago

Agra, India Hero Housing Finance Full time

Job Description We are seeking a diligent Branch Credit Manager to oversee credit appraisals and ensure adherence to lending guidelines. You will be responsible for the credit underwriting of loans as per company policy, engaging directly with customers to understand their requirements, and conducting personal discussions to assess income. This role also involves maintaining market knowledge, managing turnaround times, ensuring file quality, and demonstrating a strong understanding of property-related knowledge. Roles and Responsibilities: - Conduct thorough credit appraisal of loans as per the company's credit policy. - Demonstrate strong experience in Credit Underwriting. - Engage in direct discussions with customers to understand their loan requirements comprehensively. - Perform Personal Discussions (PD) with customers at their residence and business premises for accurate income assessment. - Maintain current knowledge of market conditions and company lending guidelines. - Manage turnaround time (TAT) and ensure high file quality for the respective locations. - Possess a strong understanding of Property related knowledge, including legal title and market value of the property. - Oversee Vendor Management pertinent to credit appraisal processes. Skills Requirement: - Must have experience in Credit Underwriting within NBFC/BFSI sectors, specifically for products like Home Loan (HL), Loan Against Property (LAP), or Mortgage. - Strong analytical skills for credit appraisal and risk assessment. - Excellent communication and interpersonal skills for customer discussions and vendor management. - Meticulous attention to detail for file quality and adherence to policies. - Ability to manage TAT and work efficiently. - Strong understanding of property legalities and valuation. QUALIFICATION: - Any Graduate or Post graduate.

  • Branch Credit Manager

    6 days ago

    Agra, Uttar Pradesh, India DhanSafal Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Company DescriptionDhanSafal Finserve Limited is a digitally driven, well-diversified financial services company focused on simplifying credit access across India's heartland. With a strong presence in the retail loan sector, we offer flexible and competitive lending solutions tailored to individual needs, including personal and business loans. Our mission...

  • Branch Credit Manager

    4 weeks ago

    Agra, India DhanSafal Full time

    Job Description Company Description DhanSafal Finserve Limited is a digitally driven, well-diversified financial services company focused on simplifying credit access across India's heartland. With a strong presence in the retail loan sector, we offer flexible and competitive lending solutions tailored to individual needs, including personal and business...

  • Branch Incharge

    2 days ago

    Agra, India HDB Financial Services Limited Full time

    The key functions will be - Profitability Management - Maintaining & optimizing profitability for the branch - Target setting & management - Monitoring branch targets in numbers & volumes - Portfolio quality management - through superior underwriting, working closely with collections - Cost management - managing all branch operating costs including cost of...

  • Credit Manager

    2 days ago

    Agra, India Blank Financial Full time

    Company Description:Blank Financial is a Multi Award Winning Mortgage Broking Business that is dedicated to helping individuals achieve their homeownership and financial dreams. By offering smart lending options and refinancing services, Blank Financial acts as "Opportunity Brokers," enabling clients to make smarter financial decisions and save money over...

  • Branch Manager

    6 days ago

    Agra, Bharuch, Shillong, India Bfc Forex And Financial Services Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Roles and ResponsibilitiesManage branch operations, ensuring efficient day-to-day activities and meeting targets.Develop and execute business plans to drive growth, increase revenue, and expand market share.Build strong relationships with customers, partners, and stakeholders through effective communication and negotiation skills.Identify new Business...

  • Center Manager

    7 days ago

    Agra, India Max Financial Services Full time

    Job Description Job Description Job Title Center Manager Location Branch Name (as per requirement) Department Bancassurance Function Bancassurance YBL - Sales Reporting to Regional Manager Band 4 Function Summary The Bancassurance Department within Axis Max Life Insurance plays a critical role in driving the distribution of life insurance products through...

  • Location Recovery Manager-RELATIONSHIP BANKING GROUP-Recovery Branch

    9 hours ago

    Agra, Uttar Pradesh, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 6,00,000 per year

    DescriptionLocation Recovery Manager-RELATIONSHIP BANKING GROUP-Recovery Common Cost Allocation - CV,CE & SAJob DescriptionTo create a team of dedicated aggressive and ambitious team of Collection Team Managers & Collection Executive. To motivate the existing TEAM members to deliver to their potential. To Control Debtors efficiently through his teamTo...

  • Sr. Sales Executive-agri-fin-tractor Loans And Retail(tfe)-marketing Branches Operations

    3 days ago

    Agra, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Sr Sales Excecutive-Tractors and Farm Equipments TFE -Marketing Branches Operations JOB DESCRIPTION Job Role Enhancement of Deposit pool from Customers Establishing standards and delivery of service Sale of non-deposit products Cross selling targets progressively Sale of MF and Insurance products Fee Income...

  • TNS_Regional Sales Manager

    3 weeks ago

    Agra, India Channelplay Full time

    Job Description - This position if for managing sales and distribution in a region for a consumer products brand. Roles and Responsibilities - Manage one of the 4 regions (North, South, East or West) with complete ownership for sales performance in the region. Manage team of Branch Managers who will be responsible for appointing managing distributors,...

  • Relationship Manager

    2 hours ago

    Agra, India YES BANK Full time

    Job Title: Relationship Manager - SM / AVPDepartment: Small Enterprises (SE) - Working Capital ProductsExperience: 5+ yearsGrade: SM / AVPRole Summary:We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SE) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with...