Regional Sales Manager

1 week ago


Ahmedabad India Kotak Mahindra Bank Limited Full time

Job Description Role: Regional Manager Function-ARB Crop Loans Grade-M6 JD: Job Roles: - Lead a team of Area Managers to expand the existing customer portfolio in crop loans (KCC) by offering tailored Working Capital and Term Loan products. - Possess thorough knowledge of the local geography and cropping patterns, with the ability to swiftly recruit high-quality team members. - Oversee interest and NPA collections within the assigned area. - Regularly monitor accounts to prevent delinquencies, maintain portfolio hygiene, ensure timely closure of post-disbursement deferrals, and perfect security measures. - Strengthen relationships with existing customers by cross-selling additional asset and third-party products. - Ensure timely renewal of existing loans - Collaborate with Credit and Legal teams to address customer requirements and manage disbursements. - Enhance efficiency by monitoring processes and suggesting improvements based on ground realities and market trends. Job Requirements: - Bachelors or Master's degree in Agriculture, Business Administration, or a related field. - Excellent oral and written communication skills. - Proficient in relationship management. - Strong leadership abilities. - Knowledge of the local market is a plus. - At least 10 years of experience in rural or crop loans



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