Manager, Risk Manager, Risk

Job Description Key Accountabilities and Main Responsibilities Strategic Focus - Implement risk management frameworks, policies, standards, and procedures tailored to the business in alignment with Group-level policies. - Work collaboratively with the business to build and embed a strong risk culture, promoting the Risk as a Mindset approach. - Identify, assess, and monitor key operational, financial, and compliance risks within the first line of defence. - Conduct risk assessments to evaluate the impact and likelihood of identified risks. - Support the business in understanding and adhering to divisional risk appetite and tolerance, enhancing operational resilience across all functions. - Provide support and challenge to ensure effective risk controls and frameworks are embedded in the business operations as per Risk and Control Self-Assessment (RSCA). - Collaborate with Line 2 Risk & Compliance, ensuring clear ownership of Line 1 responsibilities while maintaining open communication. Operational Management - Day-to-day coordination of risk management across the business, ensuring adherence to the three lines of defence model. - Lead the incident tracking and management process, ensuring timely escalation and resolution of issues. - Ensure compliance with AML/KYC and other regulatory obligations, providing clear reporting and oversight - Track and manage risk mitigation efforts, ensuring alignment with business objectives and deadlines. - Collaborate with departmental / functional heads on the adequacy of actions to address risks highlighted in internal audit reports and ensure timely completion of risk registers. - Identify training needs related to risk management and oversee the development of risk competence and awareness across the division. - Participate in project meetings and provide feedback on business requirement documents and other relevant project documentation. - Develop and maintain Key Risk Indicators (KRI s) to monitor and report risk exposure. - Prepare risk reports and dashboards for senior management, highlighting key risk trends and issues. - Support incident management processes, including root cause analysis and lessons learned. People Leadership - Work collaboratively with the wide business to uplift risk capabilities across the organization, ensuring that employees at all levels understand their role in risk management. - Provide training, coaching, and support to build a proactive risk culture and strengthen the organization s ability to identify, manage, and mitigate risks effectively. - Foster a culture of accountability where all employees are encouraged to take ownership of risk management activities. - Manage a team of four risk specialists and guide them with risk assessment process and follow MUFG risk framework - Participate in a monthly forum to highlight recommendations and implement improvements - Drive a coaching culture within the team to identify potential risks and build capability. Experience & Personal Attributes Educational and Professional Qualifications: - Bachelor s degree in Business, Finance, Risk Management, or related field. A master s degree is preferred. - Relevant certifications such as FRM, PRM, or equivalent. - Minimum of 8 years of experience in risk management or operational risk ideally within a line 1 function primarily from GCC. - A minimum of three years in Operational/Information/ Technology Risk. Second Line of Defence (SLoD) Risk experience is desirable. - In-depth understanding of risk management frameworks, policies, and processes. - Proficiency in risk management tools and techniques. - Manage a team of four risk specialists and guide them with risk assessment process and follow MUFG risk framework Personal Attributes: - Strong analytical, problem-solving and decision-making skills and ability to lead a medium-sized team - Ability to analyse, resolve and document problems and resolutions. High attention to detail and ability to manage multiple tasks and priorities. - Ability to work as part of a cross-cultural team. - Strong organization and time management skills - Continuous improvement focus, with the ability to identify risks, cost efficiencies, and operational improvements. - Excellent presentation, communication and interpersonal skills to influence stakeholders and drive risk awareness - Ability to work independently and take ownership of risk management activities. - Strong stakeholder management and ability to build effective relationships across business lines. - Self-driven and motivated with a focus on operational efficiency and continuous improvement - Experience and ability to effectively communicate and interact with colleagues at all levels in the company, Internal Audit as well as regulators. - Must be a self-starter, detail-oriented and extremely organized.