Area Credit Manager-Supply Chain-Credit Appraisal-Bengaluru
2 days ago
Job Description Job Description 1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources) 2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility 3 Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team 4 Meet customers (retail & strategic) at regular intervals to understand various industry & markets 5 Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes 6 Control & Monitoring of Post Disbursement Documents Invoice, Insurance & RC by way of interaction with sales and customers 7 Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels 8 Working on projects/process improvements from time To time 9 Critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry 10 Identify relevant and associated risk as aforementioned and to submit appropriate mitigate against each 11 Perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement 12 Prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants 13 Detailed financial appraisal covering the business model, working capital cycle, profitability etc 14 Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health 15 Identify the automation opportunities in existing processes, new product development 16 Quality of Credit Underwriting 17 Raise early warning signals for exit of stress accounts and take due measures for timely exit 18 Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines 19 Through market knowledge of CE /CV market practices 20 Active involvement in customer visit 21 Regular MIS on market intelligence. Qualifications - Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent.
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Area Credit Manager
4 weeks ago
Indore, India SkillLabs Full timeJob Description ey Responsibilities - Credit Assessment and Underwriting: Evaluate the creditworthiness of potential and existing customers (suppliers, distributors, etc.) applying for supply chain finance solutions. This includes: - Analyzing financial statements, cash flows, and bank statements to determine risk profiles. - Conducting thorough due...
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Area Credit Manager
2 weeks ago
Hyderabad, India Tata Mutual Fund Full timeJob Description Job Description ^Area Credit Manager - SCF^REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5Business Unit: SMEDepartment: CreditSub Function: SCFLocation: Number of Positions: Single/ MultiplePosition Type: Full Time Job Purpose Direct Reports (Position Title) Resources 1. The objective of the role is to ensure vigorous credit underwriting,...
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Junior Credit Underwriter
3 days ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
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Urgent Search! RC
3 weeks ago
Hyderabad, India Axis Bank Full timeJob Description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products...
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Junior Credit Underwriter
2 days ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
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Bengaluru, India Axis Bank Full timeJob Description RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department...
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Area Credit Manager
3 weeks ago
India Exclusive Leasing & Finance Private Limited Full timeJob Description Company Description We suggest you enter details here. Role Description This is a full-time, on-site role for an Area Credit Manager located in Haryana, India. The Area Credit Manager will oversee credit evaluations and approvals, ensuring compliance with policies and reducing credit risk. Responsibilities include assessing the financial...
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Chennai, India Tata Mutual Fund Full timeJob Description Job Description ^Area Credit Manager EQF^REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5Business Unit: SMEDepartment: CreditSub Function: EQFLocation: Number of Positions: Single/ MultiplePosition Type: Full Time Job Purpose Direct Reports (Position Title) Resources 1. The objective of the role is to ensure vigorous credit underwriting,...
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Noida, India Axis Bank Full timeJob Description RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank...
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Area Manager Credit Operation
2 days ago
india Tata Capital Full timeDescription End-to-End Credit & Operations Oversight with thorough knowledge of credit policy and process. Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC. Ensuring gating rejections in line with credit policy and close monitoring on login quality. Ensuring timely...
