Product Specialist

3 days ago


Mumbai India YES BANK Full time

Job Description Credit assessment - Tracking of covenants and management of exceptions / deviations - Regular review of the case - Inspections / Site visits Sector assessment - Detailed Financial analysis including finalization of financial model - Preparation of Credit Approval Memorandum and following internal approval processes - Meet with all pre-disbursal and post disbursal compliance Communication/PR of Bank's products - Undertakes brand communication initiatives for designated products - Communicates product positioning messaging that differentiates YES Bank's products in the market - Increase Bank's visibility in the finance circle / industry sector Market Research - Illustrates understanding of consumers, competition and current market conditions through primary and secondary research - Sector tracking / management presentations Credit Appraisal - Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions Documentation and Compliance - To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group


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