
Team Member-Risk-HOUSING FINANCE-Risk
4 days ago
Job Purpose:
To manage credit risk across the Housing Finance portfolio by ensuring robust underwriting, portfolio analytics, early warning detection, and policy compliance. The role involved risk evaluation of home loan proposals, driving risk-adjusted growth, and supporting regulatory and internal audits.
Key Responsibilities:
The role requires to process, implement and develop risk strategies for Home loan business
- Operate and maintain an effective risk management system by creating a robust risk framework which includes risk identification, assessment, mitigation, tracking and reporting
- Evaluate product/programs/policies in line with regulatory guidelines and build strong risk controls across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation, etc.)
- Assessment of scorecards and formulation of policies/ strategies basis scorecard
- Ensure credit policies align with business strategy and RBI regulatory norms.
- Conduct regular monitoring of portfolio KPIs: bounce rates, delinquency trends, and EWS.
- Build and monitor EWS dashboards to detect stress in mortgage portfolio.
- Use statistical tools (Excel, SQL, SAS, Python) for deep-dive analytics where needed.
- Support ICAAP, IRB and stress testing documentation as needed.
Job Requirements:
1. MBA/ Postgraduate in Banking Industry.
2. Certification in credit risk, data analytics, six sigma and FRM is an advantage.
3. 7-8 years of experience in private banks or large sized housing finance companies. Experience in Legal/ Technical evaluation is an added advantage.
4. Experience in implementing scorecard models in policy and credit decisioning process.
5. Proficiency in data mining and using visualization tools will be an added advantage.
6. Experience in implementing BRE and rule-based underwriting and enabling automation of credit checks.
-
Team Member-risk-housing Finance-risk
3 weeks ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Job Purpose To manage credit risk across the Housing Finance portfolio by ensuring robust underwriting portfolio analytics early warning detection and policy compliance The role involved risk evaluation of home loan proposals driving risk-adjusted growth and supporting regulatory and internal...
-
Team Member-Risk-HOUSING FINANCE-Risk
15 hours ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full time US$ 90,000 - US$ 1,20,000 per yearJob Purpose:To manage credit risk across the Housing Finance portfolio by ensuring robust underwriting, portfolio analytics, early warning detection, and policy compliance. The role involved risk evaluation of home loan proposals, driving risk-adjusted growth, and supporting regulatory and internal audits.Key Responsibilities:The role requires to process,...
-
Risk Manager-Housing finance
1 day ago
Navi Mumbai, Maharashtra, India Attarix Talent Solutions Full time ₹ 1,04,000 - ₹ 1,30,878 per yearIndustry: Housing finance/Banking/NBFC/Financial Services only.Must have at least 3 yrs experience in Liquidity Risk, ECL model, ICAAP, Market Risk, Stress Testing.Qualification: CA or MBA Finance.Working Days: 5 days.
-
Credit Risk Model Governance
1 day ago
Mumbai, Maharashtra, India Risk Inn Full time US$ 80,000 - US$ 1,20,000 per yearApply Now:Join a top-tier firm and contribute to high-impact projects in a rapidly evolving risk and analytics landscape. Please Read the Job Description and apply if you fulfil the criteria. Click this link to submit your application after reviewing the details below: We are currently supporting our client in India, a leadingRisk Analytics and Consulting...
-
Risk Advisor – Treasury
2 days ago
Mumbai, Maharashtra, India Almus Risk Consulting LLP Full time US$ 80,000 - US$ 1,20,000 per yearLocation:MumbaiExperience:1-2 YearsJob Type:Full-timeAbout the Role:We are looking for a Risk Advisor to join our Treasury Advisory vertical. You will work directly with senior team members to deliver actionable, data-backed insights to CFOs and finance/treasury teams of listed/unlisted international trade-based enterprises. Our work lies at the intersection...
-
Risk Assessor
1 day ago
Mumbai, Maharashtra, India Pro Risk Business Solutions Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRisk Assessment of cases for companies' clients. Medical Underwriting and basic understanding of reading medical reports & read ECG / TMTMEDICAL UNDERWRITING, Financial Underwriting, Risk AssessmentKey Responsibilities:Risk Assessment: Conduct thorough risk assessments for clients' cases, evaluating both medical and financial information.Medical...
-
Team Member – Credit Risk
1 day ago
Mumbai, Maharashtra, India Peoplemint Consultants Full time ₹ 8,00,000 - ₹ 12,00,000 per yearRole Team Member – Credit Risk Designation Manager Location- (Kolkata) Job Purpose / Summary: We are looking for a candidate with 2-6 years of experience in Credit underwriting or Credit Risk preferably in MSME/Microfinance/Business loan (small ticket size) segment for Manager onwards. Duties and Responsibilities: Preparation and submission of...
-
Senior Internal Auditor
1 day ago
Mumbai, Maharashtra, India Aliviar Risk Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany DescriptionAliviar Risk is a management consulting firm specializing in risk management and controls reviews. Our mission is to help businesses mitigate risks to achieve their objectives. We offer comprehensive services to strengthen a company's control environment, focusing on Internal Audit, Business Process Improvement, Governance, Risk and...
-
Team Member-Risk-Consumer Durables-Risk
3 weeks ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Limited Full timeJob DescriptionJob DescriptionJob Title: Risk Analyst and Policy Manager Level: M3/M4Department: Risk, BL & Working capital Location: Head Office BKC MumbaiJob Role Risk Policy & Analytics Manager - BL & Working capitalJob Responsibilities 1. Understanding of Unsecured SME Business (Business loans) with ability to create program, automation/parameterization...
-
Team Member-Credit Risk
1 week ago
Mumbai, Maharashtra, India Skill Ventory Full timeRoles and Responsibilities 1. Responsible for measuring and analyzing Credit Risk Weighted Assets (RWA) for "Corporate" exposures under applicable approaches of the Basel III Master Circular (Pillar I). 2. Responsible for measuringand analyzing Pillar II risks as defined in the Basel III Master Circular. Responsible for running and improving processes such...