Credit Manager

4 weeks ago


Bengaluru, Karnataka, India Jubilant Biosys Full time
Job Description

Roles and Responsibilities

- Manage a team responsible for credit underwriting, analysis, approval, and policy management.
- Review and analyze credit proposals from various sources (direct, indirect) to assess risk.
- Conduct thorough credit checks on customers using Cibil data, banking statements, income documents, etc.
- Develop expertise in commercial vehicle loans, fleet credit, used car loans, four wheeler loans, retail assets, auto finance products.
- Ensure compliance with regulatory requirements and internal policies related to credit risk management.

Desired Candidate Profile

- 3-8 years of experience in Credit Management or similar role in NBFCs or banks dealing with Retail Assets/Auto Loans/Commercial Vehicles.
- CA/MBA/PGDM degree required; relevant certifications like IRDA/NCFM preferred but not mandatory.
- Strong understanding of Indian financial markets and regulations governing lending activities.
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