Business Analyst- Payments domain

4 weeks ago


Pune, Maharashtra, India Cybage Software Full time
About Cybage

Cybage Software Pvt. Ltd. is a technology consulting is a technology consulting organization specializing in outsourced product engineering services. As a leader in technology & product engineering space, Cybage works with some of the world's largest Independent Software Vendors (ISVs). Our solutions are focused on modern technologies and are enabled by a scientific, data-driven system called Decision Mines for Digital Excellence

Responsibilities:

- Gather, analyze, and document functional requirements for payment platforms
- Collaborate with product owners and domain SMEs to define workflows, user stories, and acceptance criteria
- Lead functional workshops, event-storming, and sprint grooming sessions
- Translate regulatory and business rules into implementable stories across payment lifecycle modules

Required skills and domain experience:

- Strong understanding of account-to-account payment flows, especially in ACH, SWIFT, SEPA, CHAPS, FPS, FedNow
- Knowledge of clearing/settlement processes, exception handling, and regulatory requirements (NACHA, ISO 20022, PSD2)
- Experience working with payment hubs, onboarding systems, or banking platforms
- Hands-on with Jira, Confluence, Task management tools
- Writing user stories, BRDs, FRDs with traceability
- Familiarity with API specifications, Swagger/OpenAPI
- Strong understanding of Agile practices – grooming, prioritization, backlog management

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