Fractional CTO

Location: Chennai, India Employment Type: Fractional -Initially → Full-Time (post-funding) Compensation: Fixed CTC + ESOP after funding Experience Required: 7+ years (Full-stack + Mobile + Leadership) About FinPe FinPe is a new-age fintech platform redefining how individuals manage, save, and optimize their loans. Our mission is to help every borrower make smarter decisions using automation, transparency, and real-time insights. FinPe is founded by an experienced entrepreneur who has: - Built a ₹2,000+ crore book size in digital busines - Now building FinPe with an ambitious target of achieving a ₹100 crore monthly run rate Joining at this stage provides founding-level influence over product, tech, and architecture. Role Overview – Fractional CTO → Full-Time CTO (Post-Funding) We are hiring a Fractional CTO for the final MVP build + launch phase. After funding, this role will transition into a full-time CTO with a competitive salary and ESOP structure. Chennai-based candidates only (or willing to relocate immediately). On-site presence is highly preferred during the build and launch phase. Key Responsibilities Technology Leadership - Define and implement FinPe’s technology roadmap across Web + Mobile. - Own architecture decisions for scalability, performance, and security. Hands-On Development - Lead full-stack development: Next.js, React.js, Node.js, TypeScript - Lead mobile app development in React Native or Flutter - Manage API integrations, cloud infra (AWS/GCP), CI/CD, and deployments. Team & Product Collaboration - Build and mentor early engineering team members. - Work closely with the Founder to translate business needs into product execution. - Ensure fintech-grade security & compliance (RBI, PCI-DSS standards). Innovation - Identify tools, tech, and frameworks that give FinPe a competitive edge. Required Skills & Experience - 7+ years in full-stack + mobile app development. - Strong expertise in Next.js, React.js, Node.js, TypeScript. - Proven experience with React Native or Flutter. - Experience leading engineering teams or working as a Tech Lead/CTO. - Strong understanding of cloud systems (AWS/GCP), fintech security, and APIs. - Ability to scale systems for high user volume. Preferred Qualifications - Experience in fintech, lending, NBFC, or payments. - Worked with financial APIs, credit systems, or compliance frameworks. - UG or PG from a reputed / premium institute is a plus (not mandatory). - Exposure to AI/ML-driven workflows. Compensation & Engagement Model Phase 1 – Fractional CTO ( Part Time / Consultant ) - ESOP-based engagement - On-site collaboration preferred - Active involvement in completing MVP and app launch Phase 2 – Full-Time CTO (After Funding) - Fixed CTC + ESOP - Leadership role with ownership of full tech roadmap - Compensation aligned with company growth milestones Why Join FinPe? - Work directly with a Founder who has built and exited successful companies. - Build the core technology foundation of a high-growth fintech brand. - Founding-level ownership via ESOPs. - Make real impact in a product aiming for ₹100 crore monthly run rate. - Freedom to innovate and lead a tech team from ground zero.