Fractional CTO

Location: Chennai, IndiaEmployment Type: Fractional -Initially → Full-Time (post-funding)Compensation: Fixed CTC + ESOP after fundingExperience Required: 7+ years (Full-stack + Mobile + Leadership)About FinPeFinPe is a new-age fintech platform redefining how individuals manage, save, and optimize their loans. Our mission is to help every borrower make smarter decisions using automation, transparency, and real-time insights.FinPe is founded by an experienced entrepreneur who has:- Built a ₹2,000+ crore book size in digital busines- Now building FinPe with an ambitious target of achieving a ₹100 crore monthly run rateJoining at this stage provides founding-level influence over product, tech, and architecture.Role Overview – Fractional CTO → Full-Time CTO (Post-Funding)We are hiring a Fractional CTO for the final MVP build + launch phase. After funding, this role will transition into a full-time CTO with a competitive salary and ESOP structure.Chennai-based candidates only (or willing to relocate immediately).On-site presence is highly preferred during the build and launch phase.Key ResponsibilitiesTechnology Leadership- Define and implement FinPe’s technology roadmap across Web + Mobile.- Own architecture decisions for scalability, performance, and security.Hands-On Development- Lead full-stack development: Next.js, React.js, Node.js, TypeScript- Lead mobile app development in React Native or Flutter- Manage API integrations, cloud infra (AWS/GCP), CI/CD, and deployments.Team & Product Collaboration- Build and mentor early engineering team members.- Work closely with the Founder to translate business needs into product execution.- Ensure fintech-grade security & compliance (RBI, PCI-DSS standards).Innovation- Identify tools, tech, and frameworks that give FinPe a competitive edge.Required Skills & Experience- 7+ years in full-stack + mobile app development.- Strong expertise in Next.js, React.js, Node.js, TypeScript.- Proven experience with React Native or Flutter.- Experience leading engineering teams or working as a Tech Lead/CTO.- Strong understanding of cloud systems (AWS/GCP), fintech security, and APIs.- Ability to scale systems for high user volume.Preferred Qualifications- Experience in fintech, lending, NBFC, or payments.- Worked with financial APIs, credit systems, or compliance frameworks.- UG or PG from a reputed / premium institute is a plus (not mandatory).- Exposure to AI/ML-driven workflows.Compensation & Engagement ModelPhase 1 – Fractional CTO ( Part Time / Consultant )- ESOP-based engagement- On-site collaboration preferred- Active involvement in completing MVP and app launchPhase 2 – Full-Time CTO (After Funding)- Fixed CTC + ESOP- Leadership role with ownership of full tech roadmap- Compensation aligned with company growth milestonesWhy Join FinPe?- Work directly with a Founder who has built and exited successful companies.- Build the core technology foundation of a high-growth fintech brand.- Founding-level ownership via ESOPs.- Make real impact in a product aiming for ₹100 crore monthly run rate.- Freedom to innovate and lead a tech team from ground zero.