Fractional CTO

Location: Chennai, India Employment Type: Fractional -Initially → Full-Time (post-funding) Compensation: Fixed CTC + ESOP after funding Experience Required: 7+ years (Full-stack + Mobile + Leadership) About FinPe FinPe is a new-age fintech platform redefining how individuals manage, save, and optimize their loans. Our mission is to help every borrower make smarter decisions using automation, transparency, and real-time insights. FinPe is founded by an experienced entrepreneur who has: Built a ₹2,000+ crore book size in digital busines Now building FinPe with an ambitious target of achieving a ₹100 crore monthly run rate Joining at this stage provides founding-level influence over product, tech, and architecture. Role Overview – Fractional CTO → Full-Time CTO (Post-Funding) We are hiring a Fractional CTO for the final MVP build + launch phase. After funding, this role will transition into a full-time CTO with a competitive salary and ESOP structure. Chennai-based candidates only (or willing to relocate immediately). On-site presence is highly preferred during the build and launch phase.Key ResponsibilitiesTechnology Leadership Define and implement FinPe’s technology roadmap across Web + Mobile. Own architecture decisions for scalability, performance, and security. Hands-On Development Lead full-stack development: Next.js, React.js, Node.js, TypeScript Lead mobile app development in React Native or Flutter Manage API integrations, cloud infra (AWS/GCP), CI/CD, and deployments. Team & Product Collaboration Build and mentor early engineering team members. Work closely with the Founder to translate business needs into product execution. Ensure fintech-grade security & compliance (RBI, PCI-DSS standards). Innovation Identify tools, tech, and frameworks that give FinPe a competitive edge. Required Skills & Experience 7+ years in full-stack + mobile app development. Strong expertise in Next.js, React.js, Node.js, TypeScript . Proven experience with React Native or Flutter . Experience leading engineering teams or working as a Tech Lead/CTO. Strong understanding of cloud systems (AWS/GCP), fintech security, and APIs. Ability to scale systems for high user volume. Preferred Qualifications Experience in fintech, lending, NBFC, or payments. Worked with financial APIs, credit systems, or compliance frameworks. UG or PG from a reputed / premium institute is a plus (not mandatory). Exposure to AI/ML-driven workflows. Compensation & Engagement ModelPhase 1 – Fractional CTO ( Part Time / Consultant ) ESOP-based engagement On-site collaboration preferred Active involvement in completing MVP and app launch Phase 2 – Full-Time CTO (After Funding) Fixed CTC + ESOP Leadership role with ownership of full tech roadmap Compensation aligned with company growth milestones Why Join FinPe? Work directly with a Founder who has built and exited successful companies. Build the core technology foundation of a high-growth fintech brand. Founding-level ownership via ESOPs. Make real impact in a product aiming for ₹100 crore monthly run rate . Freedom to innovate and lead a tech team from ground zero.