3 Days Left Relationship Manager-Bharat Business-Bharat Business Loans-Sales

5 hours ago

Hyderabad India Kotak Mahindra Bank Limited Full time

Job Description

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention.

Key Responsibilities:

- Business Development:
- Customer Relationship Management:
- Credit Assessment:
- Sales Target Achievement:
- Market Intelligence:
- Source new clients through market visits, channel partners, and referrals.
- Promote LAP and affordable home loan products in the assigned territory.
- Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.
- Manage customer lifecycle from lead generation to loan disbursement.
- Handle client queries and ensure timely resolution.
- Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.
- Conduct initial credit evaluation and financial analysis of customers.
- Ensure compliance with company's risk policy and documentation standards.
- Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.
- Achieve monthly and quarterly sales targets for LAP and affordable loans.
- Monitor performance and proactively take corrective actions to ensure goals are met.
- Keep abreast of market trends, competitor products, and pricing strategies.
- Provide feedback and insights to the product and marketing teams.

Qualifications:

- Bachelor's degree in Business Administration, Finance, or related field (MBA preferred)
- 2-5 years of experience in sales of LAP, home loans, or affordable housing loans
- Knowledge of local market and customer base
- Understanding of lending norms, credit assessment, and compliance

Skills Required:

- Strong interpersonal and communication skills
- Proven sales and negotiation abilities
- Customer-centric mindset
- Ability to work independently and in a team
- Good knowledge of financial documents and credit underwriting

  • Regional Sales Manager-Bharat Business-Bharat Business Loans-Sales

    4 hours ago

    Hisar, India Kotak Mahindra Bank Limited Full time

    Job Description Regional Sales Manager-Mortgages ( Bharat HL & LAP) - RSM will be responsible for managing business entire region/state. - Develop and execute sales plan to achieve business volume, Profitability & Markets share. - Keep watch on competition, identify new channels/customer segments. - Work closely with branch banking teams and participate in...

  • Bharat Banking:Sales Manager

    4 hours ago

    Barwala, India Axis Bank Full time

    Job Description About Bharat Banking: Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel. About...

  • Bharat Banking:Regional Sales Manager

    4 hours ago

    Bengaluru, India Axis Bank Full time

    Job Description Regional Sales Manager INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Sales Manager Is a Team leader Y Team Size: Direct: 5-7 Indirect: 50+ Grade: AVP/DVP Business: Bharat Banking Department: Bharat Enterprise Sub-Department: Nano Business Location: About AbouttheRole Key Responsibilities Qualifications o Role Proficiencies:

  • Relationship Manager-Bharat Business-Bharat Business Loans-Sales

    4 hours ago

    Mumbai, India Kotak Mahindra Bank Limited Full time

    Job Description The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction...

  • Bharat Banking:Regional Sales Manager

    4 hours ago

    Byasanagar, India Axis Bank Full time

    Job Description Bharat Banking : Regional Sales Manager-Microfinance INTERNAL USAGE: No. of Vacancies: Reports to: Is a Team leader Team Size: Grade: Business: Department: Bharat Bank Sub-Department: MFI Location: About Bharat Bank The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods,...

  • Bharat Banking:Sales Manager

    4 hours ago

    Amreli, India Axis Bank Full time

    Job Description About Bharat Banking: Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel. About...

  • Bharat Banking:Credit Analyst

    5 hours ago

    Shrirampur, India Axis Bank Full time

    Job Description Credit Analyst INTERNAL USAGE: No. of Vacancies: Reports to: Area Manager- Credit Analyst Is a Team leader N Team Size: NA Grade: AM/DM Business: Bharat Banking Department: Bharat Enterprise Sub-Department: Nano Business Location: About AbouttheRole Key Responsibilities - - - - - - - - Qualifications - - - - Role Proficiencies: -...

  • Urgent: Relationship Manager-Bharat Business-Bharat Business Loans-Sales

    5 hours ago

    India Kotak Mahindra Bank Limited Full time

    Job Description The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction...

  • Bharat Banking: Area Head

    5 hours ago

    India Axis Bank Full time

    Job Description About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the...

  • Area Sales Manager-Bharat BusinessBharat Business LoansSales

    1 week ago

    India Kotak Life Insurance Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    About The Role   JD  -  Area Sales Manager-Bharat Business  - Achieve sales volume and revenue target on month on month basis.- Work closely with branch banking teams and participate in joint business development activities to generate business.- Recruit, Train and motivate the sales team to ensure high performance and regular field visits.- Monitor...