US Mortgage Loan Processor

2 weeks ago

Bengaluru, India Myfinser Full time

About Myfinser Global Myfinser is a global services company providing virtual business process solutions to clients worldwide. This position is part of our specialized team delivering Mortgage Hard Money Loan Processing and Underwriting Services to a leading U.S.-based client in the mortgage finance industry—recognized for excellence in real estate lending, capital markets, and securitization. Role: US Mortgage Loan Processor Key Responsibilities: - Work on U.S. Mortgage Hard Money Loan Origination, Processing, and Pre-Underwriting. - Review and evaluate application forms, bank statements, background checks, credit reports, inspection reports, and other financial data to assess risk and eligibility. - Collect and verify borrower and broker documentation as per checklist requirements. - Conduct due diligence including KYC, property appraisal, title verification, insurance, and credit analysis. - Support underwriters by preparing loan files, financial models, and loan term sheets. - Analyze income, cash flows, and repayment capacity; calculate interest and eligibility. - Review third-party reports, appraisals, and other collateral documents. - Enter/update data in loan origination systems and ensure compliance with partner guidelines. Required Skills & Experience: - 3–5+ years of experience in U.S. mortgage origination and underwriting (Residential or Commercial). - Strong expertise in Fix & Flip, Bridge, New Construction, Multifamily Bridge, and DSCR Rental loans. - Deep understanding of credit analysis (Income, Assets, Liabilities — 3Cs of Underwriting). - Proven ability to review property appraisals, tax certificates, insurance, and project documents. - Ability to thrive in a fast-paced, high-volume environment. - Strong analytical, decision-making, and communication skills (written & verbal). - Flexible, detail-oriented, and collaborative team player. 📩 How to Apply Send your resume to hr@myfinser.com Subject line: Application – US Mortgage Loan Processor (Joining Time / CTC) Location: Hi-Tech City, Hyderabad Shift: USA Shift (6:30 PM – 3:30 AM IST / 9 AM – 6 PM EST) Salary: Best in Industry

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