Regional Credit Manager

5 days ago

Delhi, India TATA CAPITAL Full time

End-to-End Credit Approval Support and partner with business teams to manage the entire credit approval process within the designated region Credit Underwriting Underwrite credit applications for corporate finance products across all customer segments Present underwriting recommendations to senior-level management Having deep understanding of various industries Suggest Incorporate adequate transaction structures for mitigating Risks and maintain quality loan portfolio Deviations Authorization Authorize deviations from credit policies when raised and documented by underwriters ensuring compliance Credit Memo Review Finalize the review of credit memos prepared by underwriters Approve or decline credit applications considering documentation requests Disbursement Approvals Approve disbursement requests based on adherence to sanctioned conditions and ensuring appropriate documentation Vendor Follow-up Oversee and initiate follow-ups with external vendors to resolve queries ensure timely report submission and eliminate delays Business Insights Collaborate with the recoveries team to generate business insights from credit data and portfolio performance Team Leadership Lead and manage a team of credit manager to ensure quality of credit portfolio and minimize delinquencies Provide training and coaching to enhance team s competency and processing efficiency Portfolio Monitoring Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts Proactive monitoring of portfolio for control over credit costs Presentation of Regional portfolio including cuts to Senior Management Strategic Initiatives and Credit Program Development Engage in the development implementation review and monitoring of various credit programs to support business growth Participate actively in development and adoption of digital processes and automation Conducting portfolio reviews including Sector Specific Reviews Travel and Branch Oversight Extensively travel within the region to oversee branches under the designated territory Provide guidance to the team and ensure the quality of the portfolio Compliance Ensure strict compliance with all audit regulatory and company regulations processes policies and reporting systems

  • Regional Credit Manager

    1 week ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionEnd-to-End Credit Approval:Support and partner with business teams to manage the entire credit approval process within the designated region.Credit Underwriting:Underwrite credit applications for corporate finance products across all customer segments.Present underwriting recommendations to senior-level management.Having deep understanding of...

  • Credit Manager

    4 days ago

    Saket, Delhi, Delhi, India We credit Full time ₹ 3,00,000 - ₹ 3,60,000 per year

    Role: Credit UnderwriterExperience: 1-4 YearsLocation: Saket (Delhi)About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of...

  • Regional Credit Head

    2 weeks ago

    Delhi, Delhi, India Auxilo Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job DescriptionLead and manage the credit underwriting function across the assigned regionEvaluate and approve loan proposals within defined authority limits across product lines (Education Loans, School Funding, etc.)Ensure adherence to credit policy, underwriting standards, and compliance guidelinesDrive consistent portfolio quality by maintaining...

  • Regional Credit Manager

    2 weeks ago

    Delhi, Delhi, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionJob DescriptionCredit Portfolio Oversight:Assume responsibility for the continuous monitoring and management of Midcorporate Division's diverse credit portfolio.Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.Undertake in-depth and ongoing analyses of business performance,...

  • Regional Credit Head

    3 days ago

    New Delhi, India EFUNDZZ Full time

    We are seeking a Regional Credit Head / Product Manager – Lending Automation with strong expertise in unsecured business loans, credit policy, and risk assessment.This role is ideal for professionals from NBFC or lending backgrounds who have a solid understanding of credit evaluation and want to transition into a fintech product leadership role.The...

  • Regional Credit Manager for a Digital Lending Platform

    2 weeks ago

    Delhi (NCR), India NetSysCon Consulting Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    We are looking for a Regional Credit Manager for a RBI registered Series A funded NBFC founded by Senior Bankers and IIT Delhi Alumini. Job Profile: End to End responsibility for Portfolio management – building a high quality affordable mortgage portfolio Underwriting and sanction of Home loan/loan against property files in Delhi NCR Manage a large team...

  • Regional Credit Manager

    7 days ago

    Delhi, India Tata Mutual Fund Full time

    Job Description Job Description End-to-End Credit Approval: - Support and partner with business teams to manage the entire credit approval process within the designated region. Credit Underwriting: - Underwrite credit applications for corporate finance products across all customer segments. - Present underwriting recommendations to senior-level management. -...

  • Regional Manager

    7 days ago

    New Delhi, India Skill Ventory Full time

    Roles and Responsibilities Should have at least 5 yrs of Insurance experience mainly MRTA - Group Credit Life Product. Job Responsibilities : 1. Achieve the desired Insurance Penetration numbers of the region2. Maintaining relations with all stake holders Sales/Ops and all Insurance partners.3. Tracking issuance and ensuring the same by getting the...

  • Regional Credit Head

    1 week ago

    New Delhi, India EFUNDZZ Full time

    We are seeking aRegional Credit Head / Product Manager – Lending Automationwith strong expertise inunsecured business loans, credit policy, and risk assessment . This role is ideal for professionals fromNBFC or lending backgroundswho have a solid understanding of credit evaluation and want to transition into afintech product leadership role . The position...

  • [High Salary] RC

    2 weeks ago

    Delhi, India Axis Bank Full time

    Job Description RC - Regional Technical Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Retail Credit Is a Team leader Team Size: Grade: SM/AVP Business: Department: Sub-Department: Retail Credit Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department and caters...