Business Analyst

- IT Enriching Lives Winning as ONE ABC Company Info Aditya Birla Capital Limited ABCL is the holding company for the financial services businesses of the Aditya Birla Group With subsidiaries JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle Powered by more than 38 000 employees the businesses of ABCL have a nationwide reach with over 1300 branches more than 2 00 000 agents channel partners and various bank partners Aditya Birla Finance Limited Aditya Birla Finance Limited ABFL a subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India ABFL offers customized solutions in the areas of personal finance mortgage finance SME finance corporate finance wealth management debt capital markets and loan syndication What makes an ideal ABC Citizen At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building Role Details Business Aditya Birla Capital Unit Aditya Birla Capital Limited Location Thane Role Business Analyst Department Information Technology Eligibility Criteria Bachelor or master s degree Experience in Collection for mid market corporate Required Skills Competencies Bachelor s degree in Accounting Finance Information Technology or related field SAP FI Certification good to have Strong knowledge of SAP FI modules and configurations Experience with SAP S 4HANA preferred Excellent analytical and problem-solving skills Good communication and interpersonal skills Ability to work independently and as part of a team Strong organizational and time-management skills Key Result Areas Responsibilities Supporting Actions BRE Platform Experience Hands-on experience with BRE platforms such as Experian FICO Blaze Advisor Drools DMN tools or similar Rule Documentation Maintain detailed documentation of all business rules decisioning workflows and testing results Cross-Functional Coordination Act as a bridge between business teams IT teams and third-party vendors to ensure seamless rule implementation Business Functional Requirement Gathering Collaborate with credit risk operations and other business units to gather and document requirements for loan processing and decision-making Lending Policy and Workflow Analysis Analyze lending policies regulatory guidelines and business workflows to identify automation opportunities using BRE Rule Definition and Modeling Define and model rules for credit scoring eligibility pricing underwriting and decisioning in alignment with NBFC policies Loan Product Rule Framework Development Develop decision matrices rule sets and scenarios across loan products like Personal Loans Business Loans Home Loans and LAP BRE Rule Configuration Work with developers to configure decision tables logic flows and business rules within the BRE engine Rule Validation and Testing Design and execute test cases to validate rule logic compliance and performance across various lending scenarios Stakeholder Enablement Walkthroughs Conduct workshops and walkthroughs to help stakeholders understand the implemented business rules and workflows Candidate Profile Strong understanding of lending processes including loan origination credit underwriting disbursement and collections Should be able to understand interpret lending policy pertaining to eligibility deviation and controls Familiarity with NBFC regulations KYC norms and compliance standards Excellent communication stakeholder management and problem-solving skills Bachelor s degree in Finance Business IT or related fields A Master s degree or MBA is a plus 4 years of experience as a Business Analyst with at least 2 years focused on lending in the NBFC Banking sector Refer the links to know more Growth Culture at ABC Stay updated with Life at ABC - 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