Credit Manager

3 days ago

Navi Mumbai Mumbai City Mumbai, India Sridevi (Proprietor of Sri Sai Consultancy Services) Full time

Job Description Job Location - Chembur, Mumbai Responsibilities - Develop and implement credit policies and procedures to minimize risk and maximize profitability. - Analyze credit data and financial statements to determine the creditworthiness of potential clients. - Manage the credit approval process, including conducting credit assessments and making recommendations for credit limits. - Monitor and review existing customer accounts to ensure compliance with credit terms and conditions. - Collaborate with sales and finance teams to resolve credit-related issues and improve cash flow. - Prepare regular reports on credit performance, delinquency rates, and risk exposure for senior management. - Conduct training for staff on credit policies and best practices. Skills and Qualifications - Bachelor's degree in Finance, Accounting, Business Administration, or a related field. - 5-8 years of experience in credit management or related roles, preferably in the financial services or banking sector. - Strong analytical skills with the ability to interpret financial data and credit reports. - Proficiency in credit assessment tools and software, as well as Microsoft Excel and other financial modeling tools. - Excellent negotiation and communication skills, with the ability to interact effectively with clients and internal stakeholders. - Strong understanding of credit risk management principles and regulatory requirements in India. - Ability to work under pressure and meet tight deadlines while managing multiple priorities. Interested Please send your updated CV with below details Current CTC - Expected CTC - Notice Period -

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