Area Business Manager-sme-sales

4 days ago

Indore Madhya Pradesh, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Wholesale Banking - SME -Area Business Manager Portfolio Grade - M6 Location Mumbai Reporting to RBM SME is a part of Wholesale Banking that manages lending business for Small Medium enterprises with a turnover between 50 to 500 CR The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 customers Job Role Lead a team of Portfolio Relationship Managers management of existing clients and acquisition of New to Bank customers in SME segment in the assigned geography Focus on building granularity and enhancing coverage by broadening the client base and driving risk calibrated operating profit Build a strong and robust customer base to increase product penetration and earn revenue by providing them high standards of service on an going basis Enhance revenue streams through existing products and new products while maintaining the quality of portfolio Increase penetration of cross sell corporate salary mandates general insurance wealth privy accounts Responsible for inter-functional synergies in order to tap business opportunities for cross sell basis customer needs Drive portfolio hygiene ensure there are no delinquencies deferral closures on time security creation Build strong connection and engagement with key clients promoters and CXOs Drive acquisition of new clients and manage existing portfolio in SME space by offering transaction banking products such as TRADE FOREX CMS WC TL Understanding of the credit of the company work closely with BH RBM NCM ZCM to present proposals to management for seeking approvals and deal closures with client Continuous monitoring and review of account plans to ensure the business is as per budgets Monitor team performance and positively inspire to achieve results Job Requirements Chartered accountant MBA Should have 7 years of relevant experience Excellent networking skills Must have knowledge of various SME banking products along with analytical and financial skills Strong knowledge of Credit Ability to lead and build a high performance and result oriented team Strong communication Written and Oral Eye For detail Desired personality traits High energy levels strong sales orientation excellent people management skills go-getter attitude

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