IT Product Manager

4 weeks ago

Chennai India Steersman Talent Acquisition (Antal) Full time

Job Description Compensation : up to 40 LPA Key Responsibilities: - Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements. - Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing. - Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks. - Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements. - Ensure adherence to Nacha, Fed, and card network standards. - Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform. - Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation. - Drive partnerships and integrations with payment networks, core banking providers, and fintech partners. - Stay ahead of emerging trends in real-time payments, open banking, and digital wallets Qualifications: - 10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor. - Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.). - Experience with one or more of RTP, FedNow, and card issuing / processing - Knowledge of Golang development - Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing. - Knowledge of regulatory requirements, risk management, and fraud detection in payments. - Excellent ability to translate business requirements into technical specifications. - Experience working with engineering, compliance, and sales teams to deliver complex payment solutions. - Strong analytical and problem-solving skills with a data-driven approach. - Exceptional communication and stakeholder management skills.

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