Credit Risk

4 weeks ago

Thane MH IN Fiserv Full time

Calling all innovators - find your future at Fiserv We re Fiserv a global leader in Fintech and payments and we move money and information in a way that moves the world We connect financial institutions corporations merchants and consumers to one another millions of times a day - quickly reliably and securely Any time you swipe your credit card pay through a mobile app or withdraw money from the bank we re involved If you want to make an impact on a global scale come make a difference at Fiserv Job Title Credit Risk - Professional I Performs credit analysis and underwriting activities evaluating financial position and credit worthiness for prospective and existing commercial merchant portfolio accounts Maintains and reviews current information on existing accounts Reviews credit history to assess credit worthiness of new prospective clients Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to First Data and its partners Investigations include the gathering of data from various sources systems and interpreting the data A successful analyst must have the ability to work in a fast pace environment and be able to make real time accurate decisions The analyst must also be able to communicate effectively and professionally with Law Enforcement Visa MasterCard Attorneys Merchant Business Owners and credit card customers who make purchases at our clients business The position requires a high level of negotiation with customers about collateral requirements A successful analyst must have the ability to identify trends in processing read consumer credit reports as well as credit reports on businesses and complete risk assessments and financial analysis Thank you for considering employment with Fiserv Please Apply using your legal name Complete the step-by-step profile and attach your resume either is acceptable both are preferable Our commitment to Diversity and Inclusion Fiserv is proud to be an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race color religion national origin gender gender identity sexual orientation age disability protected veteran status or any other category protected by law Note to agencies Fiserv does not accept resume submissions from agencies outside of existing agreements Please do not send resumes to Fiserv associates Fiserv is not responsible for any fees associated with unsolicited resume submissions Warning about fake job posts Please be aware of fraudulent job postings that are not affiliated with Fiserv Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and or to steal money or financial information Any communications from a Fiserv representative will come from a legitimate Fiserv email address

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