Risk Analyst

1 day ago


Thane, India UGRO Capital Full time

We are seeking self-motivated and analytically driven professionals to join our Risk Analytics team. The ideal candidate to have a strong background in Credit Risk or Portfolio Risk Management , with the ability to derive actionable insights through robust data analysis. You will work closely with cross-functional teams and contribute toward maintaining and improving portfolio quality across lending products. Key Responsibilities Develop insights and recommendations to support business decisions and risk mitigation strategies Contribute to Expected Credit Loss (ECL) modeling, loss forecasting, and stress testing exercises Evaluate Early Warning Signal (EWS) frameworks using internal and external data sources as well as developing & deploying new models Collaborate with Credit, Product, and Business teams to drive risk-based strategies Participate in portfolio performance reviews and highlight emerging risk trends Required Skills & Competencies Experience in portfolio risk assessment, especially in Retail and/or SME lending Strong analytical skills with an eye for detail and a problem-solving mindset Proficiency in Python for data analysis and model development Advanced Excel user – able to work with pivot tables, lookups, and automation Self-starter with the ability to work independently as well as in a team environment Familiarity with credit appraisal processes and risk assessment methodologies is an added advantage Educational Qualifications CA / MBA / B.Tech / Postgraduate degree in Statistics, Economics, or related quantitative field Experience 3-5 years of experience in the lending business of a Bank or NBFC Preferably worked in Credit Risk / Portfolio Monitoring / Risk Analytics functions


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