Product Manager

1 week ago


Noida, India Nucleus Software Exports Full time

Job Description - We are hiring Loan Origination Experts who have hands-on experience in building and scaling Loan Origination Systems (LOS) across diverse lines of business. This is a high-impact role where you will work on mission-critical projects, helping design, configure, and implement next-gen LOS solutions integrated with global standards and AI-driven decisioning. - This opportunity provides a platform to leverage your domain knowledge, customer insight, and technical expertise to transform the lending ecosystem. Key Responsibilities - Lead design and implementation of end-to-end Loan Origination Systems across retail and MSME lending. - Drive Rule Engine configurations to enable flexible, automated decision-making. - Define, configure, and optimize Workflow Management to deliver seamless customer journeys. - Build and maintain robust Master Management frameworks for customer, product, and transaction data. - Deliver Mobility-first solutions for loan origination including agent, DSA, and customer applications. - Manage Global Customer Data Models ensuring compliance, scalability, and unified 360 view across geographies. - Design solutions spanning multiple product lines: Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and others. - Collaborate with FinTech ecosystem partners and India Stack (e.g., Aadhaar, PAN,DigiLocker, UPI, Account Aggregator,eSign, CKYC). - Engage with multiple stakeholders across Sales, Credit, Risk, and Operations, ensuring Requirements are translated into functional LOS configurations. Apply AI/ML techniques for: - Risk scoring using alternative data (telecom, utility, social, cashflows). - Predictive credit behavior modeling. - Fraud detection and anomaly spotting. - Conversational AI for faster onboarding and customer service. - Mentor team members and actively contribute to knowledge-sharing within the product and solution delivery teams. Requirements - Strong background in Loan Origination Systems design and implementation. - Expertise in Rule Engines, Configurations, Workflow Management, Master Data Management, and Mobility Solutions. - Deep understanding of lending product lifecycle across HL, PL, LAP, Gold, Vehicle, MSME, and Business Loans. - Hands-on exposure to CPV/Field Investigation modules and external data integrations. - Proven experience with FinTech integrations and Digital India Stack APIs. - Knowledge of Global Customer Data Management and regulatory-compliant architectures. - Practical application of AI/ML in credit decisioning, fraud analytics, and customer engagement. - Strong stakeholder management and cross-functional collaboration skills. - Open to Bankers from Sales/Credit backgrounds willing to transition into FinTech solution delivery. Qualifications - Graduate/Postgraduate in Engineering, Technology, or Finance. - 10-14 years of experience in Lending / LOS / BFSI / FinTech product development. - Strong communication, analytical, and problem-solving skills.


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