Credit Risk Manager

2 days ago

Mumbai, India V Konnect Full time

Job Description Role & Responsibilities - Lead implementation of Basel II Advanced Approaches, including internal model validation, IRB documentation, and computation of credit risk parameters such as PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default). - Manage and enhance the Internal Ratings Framework, ensuring effective governance of credit rating models, scorecards, and validation processes. - Act as a liaison among business users, technology teams, and third-party vendors to ensure system performance, timely issue resolution, and seamless delivery of enhancements. - Conduct end-to-end system testing, including defect validation, data reconciliation, and model logic verification. - Lead the development and implementation of the Expected Credit Loss (ECL) framework under Ind AS, including asset staging, lifetime ECL computation, macroeconomic overlays, and forward-looking PD estimates. - Drive initiatives under Risk-Based Supervision (RBS) by responding to regulatory queries and closing supervisory gaps. - Improve data quality and governance within credit risk systems, ensuring consistency and completeness of critical data elements. - Maintain compliance with regulatory guidelines and internal risk policies, including Basel III norms, ICAAP requirements, and RBI circulars. - Apply Stress Testing and RAROC (Risk-Adjusted Return on Capital) principles to enhance capital planning and portfolio risk assessment. - Work with large datasets for analysis and risk modeling using advanced Excel skills and reporting tools.

  • Credit Risk

    1 week ago

    Mumbai, India Kelly Services Internal Full time

    **Credit Risk Associate** **Exp** **-** *** **8 to 13** **yrs** **Location - Mumbai** ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital...

  • Credit Risk and Policy Manager

    4 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Credit Risk and Policy-Digital Banking Kotak 811-Regional Sales This is an Internal document. Role- Credit Risk and Policy Manager Job Purpose: To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting...

  • Credit Risk

    6 days ago

    Mumbai, Maharashtra, India Flashaid Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Credit Risk & UnderwritingAbout UsFlashaid is building the future of education finance through ourSmartFeeproduct, now partnering witha large Bankto scale impact nationally. We are looking for an experiencedCredit Risk & Underwriterto lead risk alignment and product integration for this partnership.Role : Full timeLocation:MumbaiStart Date:Immediate...

  • Consumer Credit Risk

    6 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Position Summary:The Senior Testing Analyst – Consumer Credit Risk & Testing Strategy is responsible for developing and managing comprehensive test strategies, test plans, and test scripts that ensure the accurate integration of credit risk strategies and business rules across multiple teams and platforms. This role focuses on testing the implementation of...

  • Senior Credit Risk Manager

    2 days ago

    Mumbai, Maharashtra, India origin hr Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job Description Senior Credit Risk Manager Full time Location: Bangalore, Delhi, Hyderabad, Mumbai, Pune Posted: 8 hours agoPosition Senior Credit Risk Manager Experience: 7 years Job Location: Mumbai / Pune / Bangalore / Delhi NCR / HyderabadRequirements7 years in credit risk management, including 3 years in a managerial role. Proven experience in...

  • Risk Manager-Credit CARD-Risk

    6 days ago

    Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    About The Role   This is a Public document.About The Role for a Credit Card Transaction Monitoring ManagerReports toCREDIT CARD POLICY HEADLocationMUMBAIJob Summary:We are seeking an experienced Credit Card Transaction Monitoring individual (M5-AVP) to join our Credit Risk Management team. The successful candidate will be responsible for monitoring credit...

  • Credit Risk Lead

    22 hours ago

    Mumbai, Maharashtra, India The LHR Group Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.Key Responsibilities:Credit Risk...

  • Manager - Credit Risk

    6 days ago

    Navi Mumbai, Varanasi, India Utkarsh Small Finance Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Roles and ResponsibilitiesReview and Analysis of historical loan data to understand the pattern from default point of viewExperience in NBFC /Housing Loan or Wheels risk underwriting and Risk Monitoring.Should have experience either in Housing loan/ wheels or NBFC product.Experience in Process/ Policy drafting.Apply statistical tool to analyse the pattern...

  • Consumer Credit Risk

    1 week ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Position Summary:The Senior Testing Analyst – Consumer Credit Risk & Testing Strategy is responsible for developing and managing comprehensive test strategies, test plans, and test scripts that ensure the accurate integration of credit risk strategies and business rules across multiple teams and platforms. This role focuses on testing the implementation of...

  • Credit Wise Capital

    4 weeks ago

    Mumbai, India credit Wise Capital Pvt Ltd Full time

    Job Title:- Risk Analyst - Two Wheeler FinanceDepartment:- Risk & CreditReporting To:- Manager / Head - Risk & CreditRole Overview- The Risk Analyst will be responsible for assessing, monitoring, and mitigating credit and operational risks in the two-wheeler loan portfolio. The role involves analyzing borrower profiles, developing risk models, identifying...