Manager - Internal Audit

Job Description About the Team The internal audit team at Navi goes beyond surface-level checks, diving deep into processes with strong analytical skills to uncover hidden risks, non compliances and inefficiencies. They act as problem-solvers, identifying issues and providing actionable insights that strengthen governance and business performance. About the Role We're searching for an Audit Manager who brings more than routine paperwork to the role. This position is about more than documenting processesit's about applying strong analytical skills, sound business judgment, and the ability to work with stakeholders to strengthen Navi's governance framework. In this role, you will lead audits independently across Navi's NBFC, spanning both business and compliance areas. It's a position for someone who takes ownership, drives meaningful insights, and creates impact. The Audit Manager will report directly to the Head of Audit. What We Expect From You Audit Planning & Execution - Design and execute risk-based audit plans covering business processes, operations, IT systems, and governance. - Leverage data analytics and business insights to identify trends, anomalies, and emerging risksnot just control gaps. - Lead end-to-end audits independently, ensuring depth, relevance, and actionable outcomes. - Engage and coordinate with external vendors when required. Compliance & Regulatory Oversight - Provide assurance on management's compliance with RBI guidelines and internal policies. - Review adequacy of controls across the customer lifecycle, operations, technology, and vendor/outsourced processes. - Share proactive insights with business teams on compliance requirements and regulatory changes. Risk Management & Controls - Assess the design and operating effectiveness of controls across core and support functions. - Apply analytical thinking to identify root causes and systemic risks. - Recommend practical, sustainable solutions that go beyond pointing out issues. Stakeholder Engagement - Partner with business, product, technology, credit, and operations teams to understand processes and risks. - Influence stakeholders to adopt audit recommendations using data-driven insights and strong reasoning. - Act as a trusted advisor while maintaining independence and objectivity. Reporting & Insights - Deliver clear, concise, and impactful audit reports highlighting risks, impact, and solutions. - Provide forward-looking recommendations that go beyond compliance. - Track closure of audit findings and evaluate effectiveness of remediation. Qualifications and Experience : - We value potential over past experience. While we welcome diverse backgrounds, the following qualities are preferred: - Analytical Thinker: Uses data and logic to identify risks and opportunities. - Business Partnering: Builds credibility and engages stakeholders effectively. - Problem Solver: Focuses on practical solutions and continuous improvements. - Independent & Objective: Upholds audit integrity while remaining pragmatic. - Detail-Oriented with Perspective: Balances deep review with strategic insights and emphasizes root cause analysis. Must Haves 1.Perseverance, Passion and Commitment - Deeply aligned with Navi's mission and vision - Shows unwavering dedication, perseverance, and a strong sense of ownership - Willingly goes the extra mile, taking on responsibilities beyond the defined role 2.Obsession with high quality results - Consistently creates value for the customers and stakeholders through high quality outcomes - Ensuring excellence in all aspects of work - Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability - Quickly adjusts to new roles, responsibilities, and evolving circumstances - Demonstrates resilience and agility when faced with challenges - Maintains focus and performance even in dynamic situations Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold we're building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India's fastest-growing financial services organisations. But we're just getting started Our Culture At Navi, we're a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way. Whether you're shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference. We're guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at navi.com/our-values to see what drives us every day. If this feels like you, Navi is the place to grow, thrive and make a real impact.