Product Specialist

Job Summary The role will be responsible to creating a roadmap for application which are robust and futuristic solutions for ATM Switch and Cards Payment domain The role will be responsible for handling the Solution Architecture designing and delivery for the ATM Switch Cards and Payment domain Will be responsible for developing solutions stake holder management vendor management and delivering the developed solutions Ability to Identifying and managing risks including developing contingency plans to mitigate potential issues Knowledge on card issuing and transaction acquiring processing and standards Knowledge on ISO8583 messaging standard protocols Hand on experience with VISA MasterCard Card UPI and other national card schemes Issuing Acquiring Scheme compliance requirement Desirable to have knowledge on national schemes and processor integrations Knowledge about API s SOAP JSON REST ETC and Web Service Integration Knowledge about Back Office integration Knowledge about HSM protocols and configuration Knowledge about encryption Keys Cryptography both symmetric and asymmetric keys 3DES AES SM4 SHA Familiarity with EMV technologies and standards and PCI DSS and PA DSS standards Familiarity with 3DS and Tokenization standards Experience with an EFT transaction switching or on-line banking environment Hands-on experience with automated test tools and simulators Experience on Google Pay Samsung Pay Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage Strong design and hands-on programming experience on Unix Linux environment Unix Shell Scripting Knowledge of end-to-end systems development life cycles i e waterfall Agile and other modern approaches to software development Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization Willingly shares relevant technical and or industry knowledge and expertise to other resources Excellent problem-solving team and time management skills Resourceful and proactive in gathering information and sharing ideas Experience in banking or financial services industry Working experience in Cloud and Digital transformation projects is an advantage Good knowledge skill on open banking is a plus Ability to review the requirement impact analysis gap analysis high level design cost estimation propose timeline obtain project approval and draft solution architecture function spec technical spec document Be an excellent leader Subject matter expert on the technical and functional knowledge Good team collaboration relationships within outside POD to all levels of the organization Strong influencing conflict resolution negotiation skills Key ResponsibilitiesRegulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Fill in for regulated roles Lead the country business unit function XXX team to achieve the outcomes set out in the Bank s Conduct Principles Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment Insert local regulator e g PRA FCA prescribed responsibilities and Rationale for allocation Where relevant - Additionally for subsidiaries or relevant non -subsidiaries Serve as a Director of the Board of insert name of entities Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association or equivalent Other Responsibilities Embed Here for good and Group s brand and values in XXXX country business unit team Perform other responsibilities assigned under Group Country Business or Functional policies and procedures Multiple functions double hats List all responsibilities associated with the role Skills and Experience Knowledge of ATM POS switching Debit Card Issuance Management Digital Channels interface Encryption HSM and ISO8583 messaging standards Familiarity with EMV Contact Contactless VISA and MasterCard Card Issuing Acquiring Scheme compliance requirements Experience with an EFT transaction switching and processing Familiarity on PCI DSS and PA DSS compliance requirementsExperience on Switch integration with VISA Mastercard is mandatory Others such as UPI JCB and National switches Experience on Google Pay Samsung Pay Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage Experience in Web Service integration and API s Knowledge of end-to-end systems development life cycles i e waterfall Agile and other modern approaches to software development Excellent in preparing the Solution Architecture document Functional and technical spec Excellent problem-solving team and time management skills Experience in Programming Languages and other emerging technologies Experience in Cloud ServicesQualificationsEDUCATION B TECH or BE or MBA grade in Computer Science Information Systems or related IT Area 5 to 10 YearsAbout Standard CharteredWe re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more good in others and work collectively to build for the long term What we offerIn line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential 30039