Credit Manager-agri-fin-projects

4 weeks ago

Indore, Madhya Pradesh, India Kotak Mahindra Bank Full time

Job Category KMBLDegree Level Bachelor s Degree Credit ManagerDepartment Agri Business Group Location Vashi No of Positions 1 Reporting Relationships Area Credit Manager Position Grade Manager - M3Job Role Job Role To provide sound independent unsolicited credit advice recommendations and quality feedback on Agri SME credit proposals Handling all types of working capital Fund base and Non-fund based limit Commodity finance and Project loans for Agri SME enterprises Credit appraisal including financial analysis to understand the solvency liquidity position and repayment capacity of the entity preparation of appraisal notes credit checks etc As per Approval Authorizations presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries Meeting Customer and making Site visits at factory office residence of the client viewing the working capacities of the business inventory and working environment of the business To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit economic developments To monitor and manage local credit portfolio and other risks on a proactive basis by having an in-depth knowledge on individual credit-takers Engage in discussions with the business to modify account strategy credit rating etc as warranted Manage and ensure timely renewal of accounts and enhancement of portfolio To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams Excellent written and oral communication skills Chartered Accountant with 2 MBA Finance with 3 years of experience Good analytical skills Personality Traits Strong financial Analysis Skills Analytical skills Strong communication Written and Oral Eye For detail If you wish to apply for this job position please fill your details in the Kotak Fast Track Application Form and mail toPlease mention the following in the subject line as Position Name -Your Name - Your Current Business groupApplication

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