Associate Director, Risk

Requisition Number 44651 Job Location Gandhinagar IND Work Type Office Working Employment Type Permanent Posting Start Date 25 11 2025 Posting End Date 09 12 2025 Key Responsibilities Conducting deep dives and investigations to identify root causes for fraud events and enhancement of controls where required Conducting review of accounts downgraded to CG 12 or worse to verify whether account management was conducted in conformity to Group standards policies and procedures including all applicable local requirements Assist in carrying out Peer reviews within country across regions to validate effectiveness of processes and controls Support the R C Team Lead in framing of effective processes and controls for implementation of Group policies and local regulatory requirements within the country Coordinate with internal and external auditors on fronting audits work with various stakeholders in CCIB CC Operations and support functions for completion of Management Action Plans including implementation of required process fixes and socialisation of key themes with stakeholders Preparation of Lessons Learnt based upon various investigations undertaken Other activities Business Evaluate and identify operational risk implications of business strategies and programmes Contribute to and ensure adoption of COO CCIB CC initiatives in the country countries Processes Execution of CST KCI for relevant processes in the country countries Support the business in the South Asia countries in minimizing operational risks and losses and investigation of material operational losses to prevent recurrence Risk Management Ensure compliance with policies applicable to CCIB CC which impact operational risk Challenge processes procedures and policy if there is opportunity for efficiency improvements Identify knowledge gaps facilitate development of training on Operational Risk for business staff and country Risk Control Teams Drive improvements through the use of A3s Governance Assist in the effective running of Country CCIB CC Business Risk Forum BRF Ensure adequate governance and oversight of operational risk through the escalation and appropriate resolution of risk exposures to the Country Risk Committee CRC and Non Financial Risk Committees NFRCs as required Escalate issues blockages challenges and trends to Business Heads Head Risk Control as required Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Support Head Risk Control to achieve the outcomes set out in the Bank s Conduct Principles Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Adhere to local regulator Reserve Bank of India prescribed responsibilities and Rationale for allocation Key Stakeholders CCIB Client Coverage teams in the country Regional and Country COO Internal Audit Regional Head of Risk Control Business Country Compliance teams Operations GBS GTO IMO Teams GBS Hub Teams Country CFCC team Regulators and their appointed auditors where applicable Other Responsibilities Embed Here for Good and Group s brand and values in first line operational risk management Key Requirements for the role Knowledge of CCIB Client Coverage Transaction Banking and Financial Markets products - to enable assessment of cross-business issues Fair understanding of CCIB Credit Risks and assessment including credit analysis Relevant business experience in operations business analysis or project management Strong analytical skills detail-focused with the ability to interpret large volume of information Problem solving skills with ability to influence across all levels of business Ability to independently drive initiatives with minimum hands-on supervision Qualifications Bachelor s degree in Banking or Finance preferred Ideally 2 years of experience in banking analytical or another relevant environment Languages English and or local language skills as relevant to country requirements Skills and Experience Manage Conduct Business Facilitation Leading initiatives to improve Client experience efficiency and cost management Manage Conduct Manage Risk Manage Projects Business Governance Support Projects investment governance product and process governance etc Information Systems - Applications PC Skills About Standard Chartered We re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more good in others and work collectively to build for the long term What we offer In line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential