Policy and Risk
4 weeks ago
Job Description Key Responsibilities: - Manage Policy & Portfolio for Loan Against Properties (LAP) / Home Loans. - Should have prior experience Prime Home Loan OR Prime LAP - Formulation & implementation of credit policy framework for Housing Loan product within regulatory guidance & risk appetite of the bank. - Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. - Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. - Ensuring process & underwriting efficiencies through tech initiatives/digitalization. - Ensure adherence to internal systems, controls & processes to ensure efficiency, risk management, operational risk management and compliance. - Peer interaction and stakeholder engagement across locations product innovation through localized & segment specific norms, gather intelligence on competition products and processes and market landscape and utilize the same to enhance the credit policy framework and risk mitigation strategies. - Support system changes to improve quality of data and ease of processes. - Periodical health councils, management reviews, stakeholder reviews, monthly risk update/risk newsletters, stakeholder reviews.
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Risk, Policy
1 week ago
Mumbai City District, India Ambit Finvest Full time ₹ 8,00,000 - ₹ 12,00,000 per yearKey ResponsibilitiesAssist in drafting, refining, and implementing lending policies for Unsecured Business LoansWork closely with Sales, Credit, Collections, Product, IT, Operations, and Compliance to ensure policy alignment and seamless cross-team execution.Identify and drive automation opportunities in credit and risk workflows to improve turnaround time...
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Lead Risk Policy
2 weeks ago
Mumbai, Maharashtra, India Skillventory Full time ₹ 1,20,000 - ₹ 1,80,000 per yearRole & responsibilities• Draft the credit policy for the personal loan product seeking to achieve a balance between business growth and risk metrics.• Closely interact with the technology team to ensure that the credit policy rules are appropriately coded in the Business rule engine.• In addition, adhere to Regulatory and Audit Compliance• Review and...
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Unsecured Risk Policy
2 days ago
Mumbai, Maharashtra, India Citi Full time ₹ 6,00,000 - ₹ 18,00,000 per yearWe, at Citi, believe in the power of Data and Analytics driven decision making. Our high-quality financial products and services enable consumers and businesses to prosper and grow in domestic markets, as well as internationally. We put the customers at the center of everything we do and data at the center of how we do it. We continue to combine our scale,...
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Unsecured Risk Policy
16 hours ago
Mumbai, Maharashtra, India Citi Full time ₹ 8,00,000 - ₹ 24,00,000 per yearDiscover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewWe, at Citi, believe in the power of Data and Analytics driven...
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Associate - Capital Risk Policy
23 hours ago
Mumbai, India JPMorgan Chase & Co. Full timeThe Capital Risk Management (CRM) group within CTC Risk is a key component of the Independent Risk Management function, reporting to the CTC Chief Risk Officer (CRO), who also serves as the Firmwide Risk Executive for Capital Risk. CRM is responsible for the independent assessment, measurement, monitoring, and control of capital risk across the firm. The...
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Risk Policy Acquisitions C11
2 weeks ago
Mumbai, India Citi Full timeThe Credit Portfolio Intermediate Analyst is an intermediate-level position within the Acquisition Strategy Team and is responsible for building and enhancing acquisition credit strategies, recommending and monitoring credit tests and ensuring accuracy of strategy changes into production. **Role Summary**: - Enhance and improve the Risk policies using...
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Policy Risk Manager
2 weeks ago
mumbai, India Hiranandani Financial Services Full timeJob ResponsibilitiesEstablish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as...
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Policy Risk Manager
3 weeks ago
Mumbai, India Hiranandani Financial Services Full timeJob Responsibilities Establish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as...
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Associate - Capital Risk Policy
6 days ago
Mumbai, Maharashtra, India JPMorganChase Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDescriptionThe Capital Risk Management (CRM) group within CTC Risk is a key component of the Independent Risk Management function, reporting to the CTC Chief Risk Officer (CRO), who also serves as the Firmwide Risk Executive for Capital Risk. CRM is responsible for the independent assessment, measurement, monitoring, and control of capital risk across the...
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Associate - Capital Risk Policy
1 week ago
Mumbai, Maharashtra, India JPMorgan Chase Full time ₹ 15,00,000 - ₹ 30,00,000 per yearThe Capital Risk Management (CRM) group within CTC Risk is a key component of the Independent Risk Management function, reporting to the CTC Chief Risk Officer (CRO), who also serves as the Firmwide Risk Executive for Capital Risk. CRM is responsible for the independent assessment, measurement, monitoring, and control of capital risk across the firm. The...