Policy and Risk
18 hours ago
Job Description Key Responsibilities: - Manage Policy & Portfolio for Loan Against Properties (LAP) / Home Loans. - Should have prior experience Prime Home Loan OR Prime LAP - Formulation & implementation of credit policy framework for Housing Loan product within regulatory guidance & risk appetite of the bank. - Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. - Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. - Ensuring process & underwriting efficiencies through tech initiatives/digitalization. - Ensure adherence to internal systems, controls & processes to ensure efficiency, risk management, operational risk management and compliance. - Peer interaction and stakeholder engagement across locations product innovation through localized & segment specific norms, gather intelligence on competition products and processes and market landscape and utilize the same to enhance the credit policy framework and risk mitigation strategies. - Support system changes to improve quality of data and ease of processes. - Periodical health councils, management reviews, stakeholder reviews, monthly risk update/risk newsletters, stakeholder reviews.
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Risk Policy and Analytics
4 days ago
Mumbai, Maharashtra, India Aspire And Succeed Hr Full time ₹ 1,20,000 - ₹ 3,60,000 per year**Risk Policy Analytics | NBFC / FinTech | Mumbai (BKC)**Location: Mumbai (BKC)Company: Confidential (Leading NBFC / FinTech)**Job Brief:**We are looking for a detail-oriented and analytical professional to join our Risk team. This role focuses on policy design, portfolio analytics, and risk strategy for lending products. If you have experience in NBFC or...
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Risk, Policy
4 days ago
Mumbai City District, India Ambit Finvest Full time ₹ 8,00,000 - ₹ 12,00,000 per yearKey ResponsibilitiesAssist in drafting, refining, and implementing lending policies for Unsecured Business LoansWork closely with Sales, Credit, Collections, Product, IT, Operations, and Compliance to ensure policy alignment and seamless cross-team execution.Identify and drive automation opportunities in credit and risk workflows to improve turnaround time...
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Lead Risk Policy
1 week ago
Mumbai, Maharashtra, India Skillventory Full time ₹ 1,20,000 - ₹ 1,80,000 per yearRole & responsibilities• Draft the credit policy for the personal loan product seeking to achieve a balance between business growth and risk metrics.• Closely interact with the technology team to ensure that the credit policy rules are appropriately coded in the Business rule engine.• In addition, adhere to Regulatory and Audit Compliance• Review and...
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AVP - Risk Policy - Rural
4 days ago
Mumbai, Maharashtra, India Skillventory Full time ₹ 15,00,000 - ₹ 25,00,000 per yearRole & responsibilitiesThis job role will require the incumbent to manage the Rural Risk Policy function of the company by developing and implementing risk policies and strategies tailored to rural markets (PL, Secured Loan TW/HL) ensuring effective risk management across all rural operations. Key Roles & Responsibilities* Lead the development of risk...
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Credit Risk and Policy Manager
2 days ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per yearCredit Risk and Policy-Digital Banking Kotak 811-Regional Sales This is an Internal document. Role- Credit Risk and Policy Manager Job Purpose: To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting...
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Risk Policy Vice President
1 day ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per yearTeam Member-Risk-CREDIT CARD-Risk Function: - Risk Policy unsecured retail Credit Card. Location: - Head Office Mumbai Job Role: - Vice President, Pre-Acquisition Risk policy - Credit Card. Job ResponsibilitiesResponsible for defining, creating and implementing credit card acquisition policy in line with business requirements & acceptable...
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Risk Policy Acquisitions C11
2 weeks ago
Mumbai, India Citi Full timeThe Credit Portfolio Intermediate Analyst is an intermediate-level position within the Acquisition Strategy Team and is responsible for building and enhancing acquisition credit strategies, recommending and monitoring credit tests and ensuring accuracy of strategy changes into production. **Role Summary**: - Enhance and improve the Risk policies using...
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Policy Risk Manager
6 days ago
Mumbai, India Hiranandani Financial Services Full timeJob ResponsibilitiesEstablish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as...
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Policy Risk Manager
7 days ago
Mumbai, India Hiranandani Financial Services Full timeJob ResponsibilitiesEstablish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as...
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Policy Risk Manager
7 days ago
Mumbai, India Hiranandani Financial Services Full timeJob ResponsibilitiesEstablish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as...
