Operations - Credit Reporting

2 weeks ago


Gurgaon, India OakNorth Bank Full time

The incoming resource will be a part of the Management MI team supporting the Credit Head in UK.

**Responsibilities**:

- Responsible for preparing periodic Credit MI and various other reports for Credit Head of the Bank/ Management / Bank of England.
- Responsible for preparing / review regular datatape for regulatory authority.
- Review of Credit Paper, Credit Committee Minute, Review of Transaction Summary, Review of loan agreements, Review of Financial Covenants and various other credit related aspects and ad-hoc reporting. Check if deal is correctly classified.
- Maintaining various SOPs.
- Need assurance of data accuracy in system, handle Internal/External queries.
- MS Excel and PowerPoint (proficient) experience will be an edge.

**Desired Skills**:

- Understanding of Credit Analysis and Concepts
- Min 3-5 years of Credit Analysis

About Us
- Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.
- And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.
- But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
- Our story
- OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer - and it was broken.
- Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?
- The industry was backward-looking and too focused on historic financials, rather than future potential.
- So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?
- No more what ifs, OakNorth Bank exists.


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