Credit Analysis Executive

4 weeks ago


Uttar Pradesh, India Technip Energies Full time

**About Technip Energies**
At Technip Energies, we believe in a better tomorrow, and we believe we can make tomorrow better. With approximately 15,000 talented women and men, we are a global and leading engineering and technology company, with a clear vision to accelerate the energy transition. Designing and delivering added value energy solutions is what we do.

**Global Business Services India**
At Technip Energies, we are continually looking for ways to become more efficient, and ways to improve our quality, customer focus and cost competitiveness. The T. EN Global Business Services (TGBS) organization is key to executing this strategy, by standardizing our processes and centralizing our services.

Our Vision: A customer focused, cost efficient, innovative, and high performing organization that drives functional excellence.

GBS provide streamlined and consistent services to our internal customers in the domain of Finance and Accounting, Human Resources, Business Functional Support, Procurement and Legal. Our services fit our global organization and allow us to focus on business strategy and priorities. GBS also maintains continuous improvement plans to enhance our customer-oriented service culture.

**About the Job**
We are currently seeking **a Credit Analysis Executive **, reporting directly to **the Treasury Manager, **to join our Credit Analysis team based in Noida.

We offer you not only a job, but an inspiring journey in a truly global environment where you team up to break down boundaries thanks to the innovation, creativity and pioneer spirit which drive our people.

**Key Areas of Responsibility**:

- Evaluating credit data and financial statements of customer’s/vendors or partners to determine the degree of financial risk involved. Conduct thorough analysis of financial statements and assessment of credit requests.
- Analyzing customer records and preparing related reports. Prepare spreadsheets, reports, summaries, and opinions for stakeholders.
- Evaluating the financial status of customers by producing financial ratios through computer programs/standard templates
- Ability to intelligently interpret:

- Annual reports
- Financial statements
- Profit and loss statements
- Management accounts and additional market data reports.
- Helping the stakeholders by providing financial insight resulting in managing financial orders and reducing the risk of customer disputes.
- Report the Risk that may have an adverse effect on partnerships/mergers and ongoing/upcoming contracts, will be responsible for submitting required reports as necessary.
- Providing recommendations tied to analysis and assessment of credit risk.

In addition to above mentioned tasks, the jobholder may be asked to participate in:

- Implementing and standardising processes to ensure maximum efficiencies.
- Providing input to continuous process improvement

**About You**
We’d love to hear from you if your profile meets the following essential requirements:
**Qualifications and Experience**:

- A Chartered Accountant or MBA (preferably from Tier I Institute) with 3+ years of Post Qualification experience in Credit Analysis, Report Writing, Analysing Statutory Financial Statements, Interacting with Global stakeholders.
- Competency in multiple computer software packages, primarily focused on the Microsoft Office Suite of programs including Word, Excel and PowerPoint
- Good analytical and problem-solving skills
- Strong interpersonal and communication skills
- Collaborator and able to work independently under tight deadline pressure.
- Experience with International BPO / KPO preferred.

**Key Skills**:

- Developing models, both mathematical and statistical ones, that directly relate to the risk being measured.
- Recording anticipated economic environment changes
- Analyzing periodic market patterns
- Tracking legislation and government policies

**What’s next?**
Starting Date:


  • Credit Analyst

    2 days ago


    uttar pradesh, India A leading Credit Rating Firm Full time

    About Company: A Leading Credit Rating FirmLocation: Noida / BangaloreExperience: 1-5 yearsRole & responsibilities:Understanding of business model, financial statements, analyzing various risks based on quantitative & qualitative informationPerform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building...

  • Credit Executive

    2 weeks ago


    Lucknow, Uttar Pradesh, India BASIX Sub-K iTransactions Full time

    **Job Description: Credit Executive - Digi - Credit Appraisal/ Digi-Executive** Department: Risk Management **Role Overview**: **Key Responsibilities**: 3.Collaborate with CSRs, FX, and UH to gather necessary information and documentation for loan appraisal. 4.Verify applicant information, financial documents, and other relevant data through virtual...

  • Credit Controller

    2 weeks ago


    Ghaziabad, Uttar Pradesh, India D K INDUSTRIES Full time

    **Company Overview**: D.K Industries is a reputable manufacturer and exporter specializing in henna hair color products. With a strong emphasis on quality, innovation, and customer satisfaction, we have established ourselves as a leader in the industry, serving clients both domestically and internationally. As a Credit Controller at D.K Industries, you will...


  • Noida, Uttar Pradesh, India Fab Mediatech Pvt Ltd Full time

    **Job Title**: Credit Card Sales Executive **Location**: Noida **Experience**: 6 months to 1 year **Education**: 12th Pass **Joining**: Immediate **ey Responsibilities**: - **Sales and Marketing**: - Promote and sell credit cards to potential customers. - Identify opportunities for sales and target potential clients through various channels...


  • Varanasi, Uttar Pradesh, India Quess Corp Limited Full time

    **Company**: - SBI Cards **(Payroll of Quess Corp Limited)** **Designation**: - Relationship Executive. **Location**: - (Uttar Pradesh East) **Job Description-** - Increase credit card customers. - Engage and educate customers on product usage. - Lead Generation. - Responsible for daily/monthly sales targets. - Investigate and address competitors’...


  • Noida, Uttar Pradesh, India Net Ambit Full time

    Position - Team Leader Experience: 3+ years in Credit Card Sales Location: Noida Process: HDFC Credit Card Working Days: 6 days (Mon - Sat) Job Profile: A Team Leader in Inside Sales for HDFC Credit Card process is responsible for managing and leading a team of sales representatives to achieve sales targets and objectives. The role involves overseeing...


  • Kinnaur, Himachal Pradesh, India Bajaj FinServ Limited Full time

    **Job Reference** - JR00118325**Job Summary** - Executive - Credit Operations**Job Purpose** - “This position is open with Bajaj Finance ltd.”**Job Duties & Key Responsibilities** - Duties and Responsibilities - Fulfillment of Gold loan process at branch post sales and basic data entry by Marketing executives - Training for subsequent new hires on...

  • Telesales Executive

    2 weeks ago


    Noida, Uttar Pradesh, India Phoenix Consultancy Full time

    **Designation: Tele sales Executive (Credit Card)** **Salary**: Up to 15k + Incentive Qualification: Graduate **Location: Noida** Experience: Minimum 6 months of experience and freshers also welcome. Thanks & Regards, Priyadharshini 8778079112 Pay: ₹15,000.00 per month Schedule: - Day shift - Monday to Friday Supplemental pay types: -...


  • uttar pradesh, India Genpact Full time

    With a startup spirit and 115,000 + curious and courageous minds, we have the expertise to go deep with the world’s biggest brands—and we have fun doing it! We dream in digital, dare in reality, and reinvent the ways companies work to make an impact far bigger than just our bottom line. We’re harnessing the power of technology and humanity to create...


  • uttar pradesh, India Genpact Full time

    With a startup spirit and 115,000 + curious and courageous minds, we have the expertise to go deep with the world’s biggest brands—and we have fun doing it! We dream in digital, dare in reality, and reinvent the ways companies work to make an impact far bigger than just our bottom line. We’re harnessing the power of technology and humanity to create...


  • Noida, Uttar Pradesh, India GOG Analytics IT Solutions INC Full time

    Credit Card Sales Process Kotak HDFC AXIS AU RBL INDUS **Job Types**: Full-time, Fresher Pay: ₹8,605.54 - ₹24,080.91 per month Day range: - Weekend only Shift: - Day shift Supplemental pay types: - Bonus pay **Education**: - Bachelor's (preferred) **Experience**: - CREDIT CARD: 1 year (preferred) - Lead generation: 1 year (preferred) -...


  • Gwalior, Madhya Pradesh, India ITI Finance Full time

    Role: Credit Operations Executive Location: Ujjain and Gwalior **Responsibilities**: - Assisting the Managers in creating plans to accomplish company and department goals. - Assisting managers in reviewing customers or potential Customers files for creditworthiness. - Ensuring customer files include necessary documents for consideration of approving...


  • Ghaziabad, Uttar Pradesh, India Bajaj finserv Ltd Full time

    The major tasks, duties, and responsibilities that make up the credit card sales representative job description are listed below: - Increase credit card customers Engage and educate customers on product usage Convey brand information to customers and respond to questions/inquiries that arise Responsible for daily/monthly sales targets Investigate and...


  • Noida, Uttar Pradesh, India Fab Mediatech Pvt Ltd Full time

    Job Description: Loan or Credit Card Backend Sales Executive **Company**: Fabmediatech Pvt Ltd **Location**: [Noida] **Position Type**: Full-Time **Job Summary**: **Key Responsibilities**: - **Sales Support**: - Coordinate with the front-end sales team to ensure all necessary documentation is collected and verified. - Maintain and update customer...


  • Vizianagaram, Andhra Pradesh, India Hiranandani Financial Services Full time

    **Credit & Operations Associate**: Vizianagaram, Andhra Pradesh, India - Department- Credit- Job posted on- Dec 27, 2023- Employee Type- Employee- Experience range (Years)- 1 year - 5 years- Execution knowledge of Regulatory activities like CERSAI, CKYC and other reporting's - Branch Ops MIS management - Ensuring compliance with the process and login...

  • Telesales Credit Card

    2 months ago


    Noida, Uttar Pradesh, India ARME Consulting Full time

    **Seeking a highly motivated and results-driven Inside Sales Executive. As an Inside Sales Executive, you will be responsible for generating new business and maintaining relationships with existing clients. This is a fantastic opportunity for someone with a strong sales background and a proven track record of exceeding targets.** **Position**: Credit Card...


  • Kanpur, Uttar Pradesh, India HDFC Bank Full time

    Department - Credit cards - Sales - Job posted on - Jul 1, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years **Group Company**: HDFC Bank Limited **Designation**: Credit cards-Sales Officer **Position description**: Acquiring new customers for payment business and to ensure quality customer service is...


  • Noida, Uttar Pradesh, India IDFC FIRST Bank Full time

    **Role/ Job Title**: Customer Service Executive - Credit Cards Inbound **Business**: COO Functions **Function/ Department**: 'Customer Experience **Place of Work**: Customer Delight Center **Roles & Responsibilities**: Maintaining Service Quality Maintaining Average Handling Time Maintaining First Contact Resolution Maintaining TAT for all customer...


  • Noida, Uttar Pradesh, India IDFC FIRST Bank Full time

    **Role/ Job Title**: Customer Service Executive - Credit Cards Inbound Function/Department : 'Customer Experience Job Purpose : The role bearer will help the company to enable customers, partners and other stakeholders address their needs for query resolution and help as brand ambassadors for the company. Roles and Responsibilities Maintaining Service...


  • Noida, Uttar Pradesh, India IDFC FIRST Bank Full time

    Role/ Job Title : Customer Service Executive - Credit Cards Inbound Function/ Department : Customer Experience Job Purpose : The role bearer will help the company to enable customers, partners and other stakeholders address their needs for query resolution and help as brand ambassadors for the company **Roles & Responsibilities**: Maintaining Service...