Commercial Credit
2 weeks ago
**Credit Appraisal - Commercial Credit: 4+ Years**
A varied role for professionals having at least 4 years of experience in Credit Appraisal, Credit Rating, Credit Underwriting, Financial Statement Analysis and Report Writing.
**Location: Gurgaon**
**Your future employer**:
A leading Multinational company into Business Process Management (BPM) services having strong foothold in the industry.
**Responsibilities**:
- Analysis of **financial statements** of companies and individuals for **credit appraisal** process
- Detailed Borrower Analysis - Includes Ability to make loan repayments, financial spreads of borrower and guarantor, Covenant testing, collateral valuation
- Normalizing the financial statements and arriving on the true profitability figures
- Working on assigning the **Risk rating** of **PD** and **LGD** to the Borrower, and detailed risk rating rationale write-up
- Assigning the ‘Probability to Default’ and ‘Loan Given Default’ ratings to the Borrower
- Strong focus on Credit Appraisal and financial analysis
**Requirements**:
- Minimum 4 years of relevant experience in Credit Appraisal, Credit Rating and Financial Statement Analysis.
- Post Graduate/ MBA
**What is in it for you?**
- Fast track career growth
- Market leading remuneration
- Liaise extensively with stakeholders
**Disclaimer**:
Crescendo Global is an ISO 9001:2015 certified Leadership Hiring consulting arm of Crescendo Group with expertise in mid to senior level niche recruitment.
We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status or disability status.
**Salary**: ₹1,000,000.00 - ₹1,500,000.00 per year
**Benefits**:
- Health insurance
- Provident Fund
Schedule:
- Day shift
Supplemental pay types:
- Yearly bonus
Ability to commute/relocate:
- Gurgaon - 122002, Haryana: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 4 years (required)
**Speak with the employer**
+91-XXXXXXXXXX
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