Sales Officer
6 days ago
**Key Responsibilities**:
1. **Client Engagement and Acquisition**:
- Proactively identify potential clients who are in need of mortgage financing.
- Educate clients on the mortgage products available and recommend solutions that best fit their financial needs.
- Conduct thorough financial assessments and risk evaluations of potential borrowers.
2. **Sales and Negotiation**:
- Meet or exceed sales targets for mortgage loans.
- Negotiate terms and conditions of mortgage loans with clients.
- Close sales and finalize loan agreements.
3. **Relationship Management**:
- Build and maintain strong relationships with existing and potential clients.
- Collaborate with real estate agents, builders, developers, and other referral sources to generate leads and expand the customer base.
4. **Compliance and Documentation**:
- Ensure compliance with all relevant regulations and internal policies.
- Collect and verify necessary financial and credit documentation from clients.
- Work closely with underwriters and loan processors to ensure timely processing and closing of loans.
5. **Market Intelligence and Reporting**:
- Stay updated on market trends, competitor activities, and regulatory changes affecting mortgage lending.
- Prepare regular reports and forecasts on sales performance, pipeline status, and market trends.
**Requirements**:
- Bachelor’s degree in Finance, Business Administration, or a related field (preferred).
- Proven experience in mortgage loan sales or financial services sales.
- Strong understanding of mortgage products, regulations, and market dynamics.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to work independently and as part of a team.
- Results-oriented with a strong drive to achieve sales targets.
- Proficiency in MS Office and CRM software.
- Age must below 28 Years Old
**Benefits**:
- Competitive salary and performance-based incentives.
- Health insurance and retirement benefits.
- Opportunities for career growth and professional development.
- Work-life balance initiatives.
**Working Conditions**:
- Typically office-based, but may require travel to meet clients or attend networking events.
- Flexible working hours may be necessary to accommodate client schedules.
Pay: ₹15,000.00 - ₹25,000.00 per month
**Benefits**:
- Health insurance
- Life insurance
- Provident Fund
Schedule:
- Day shift
Supplemental Pay:
- Performance bonus
**Experience**:
- total work: 2 years (preferred)
Work Location: In person
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