Credit Officer
2 weeks ago
Role**:Credit Officer**
Experience: 6 Months - 1 Year
Location: Kochi
**Salary**: 2.5 LPA+ Incentives
**Roles & Responsibilities**
- To assess the business financials of the Proprietorship/Firm/company with a good hold on ratio analysis.
- To interact with the customer over the phone or through personal discussion to understand the business and the loan requirement of the CM and suggest a suitable product for them
- To guide the sales team and customer on the documentation part and to act as a catalyst to complete the documentation
- To assess the rough loan eligibility as per the guidelines of the company
- To coordinate with Sales people to get expedite the sanction of the case
- Commerce graduate with a good hold of written and spoken English
- high level of perseverance, confidence, good presentation, and excellent communication skills.
**Skills & Knowledge**
- Analytical ability
- Good with numbers & ratio analysis
- Thorough understanding of documentation
- Good negotiator
- Positive attitude
- Result oriented & able to work under pressure
**Salary**: ₹18,000.00 - ₹20,000.00 per month
Schedule:
- Day shift
Supplemental pay types:
- Performance bonus
Ability to commute/relocate:
- Kochi, Kerala: Reliably commute or planning to relocate before starting work (required)
**Experience**:
- total work: 2 years (preferred)
- credit sales: 1 year (preferred)
- sales: 1 year (preferred)
**Language**:
- English (preferred)
Work Location: One location
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