Retail Assets-consumer Durable-instalment Finance

6 months ago

Andheri Mumbai Maharashtra, India HDFC Bank Full time

**Group Company**: HDFC Bank Limited

**Designation**: Retail Assets-Consumer Durable-Instalment Finance Business - LSF RO

**Office Location**: Trade Star - Andheri Mumbai (Branch)

**Position description**:
Retail Assets-Consumer Durable-Instalment Finance Business - LSF RO

**Primary Responsibilities**:

- Meet and exceed the assigned targets of consumer durable/ Lifestyle/Wellness/Lifecare category of loan through paper finance at large format retail stores/Regional Large Format Store/Retail Trade / Ge
- Souricng EMI business through HDFC credit card and debit card customers at the designated counters
- Meet the assigned target of bank's products and other cross sell products
- Adhere to Bank's laid down process and due diligence from Login to Disbursa
- Provide regular feedback to Supervisor on Market, Dealers, Customer's requirements
- Maintain defined TAT

**Additional Responsibilities**:

- Ensuring timely repayment of sourced loan and support collection
- Adhere to Banks Code of Conduct at all times
- Customer Centricity and timely resolution of Customer/dealer issues and update supervisor time to time

**Educational qualifications preferred**
- **Category**: Bachelor's Degree
- **Academic score**: Pass
- **Institution tier**: Any

**Required work experience**
- **Industry**: Banking / Finance/ Telecom / OEMs preferred - but not a constraint
- **Role**: Sales
- but not a contraint
- **Years of experience**: 0 to 2

**Key Performance Indicators**:
Meet the assigned targets

**Required Competencies**:
Sales Skills and Customer handling skills

**Required Knowledge**:
Good at communication and confident

**Required Skills**:
Sales

**Required abilities**
- **Physical**: Sales call and field visits.

**Specific requirements**
- **Travel**: NA
- **Vehicle**: Should have two wheeler - but not a constraint

**Other details**
- **Pay Rate**: As per industry norms and labour laws
- **Contract Types**: Permanent
- **Time Constraints**: N/A
- **Compliance Related**: As per Bank's laid down policies
- **Union Affiliation**: N/A

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