Loan Officer

4 weeks ago

Vadodara Gujarat, India LEADS 2 BUSINESS SOLUTIONS P LTD Full time

**Description**:
**Role**: Officer

**Department**: Sales (Loan - Two Wheeler)

**Responsible**: Multiple districts

**Experience**: Min 2 years (Desirable - BFSI, NBFC)

**Age Criteria**: 30 year’s max

**CTC**: Upto 7 LPA (Including Variable)

**Qualification**: Any graduate (PG - Desirable)

**Role**: Individual

**Reporting**: Area Manager

**Level**: L4

Note: We are not hiring any rehires. Specifically, ex-employees BAJAJ Group (Bajaj Finance, Bajaj Auto) are not eligible for rehire.

**Roles and Responsibilities**:

- Managing a team of Off Roll sales DMAs to ensure sales & penetration at the dealership as per the target.
- Ensure all the documents w.r.t. customer, are verified in originals and scan& fill various customers’ details in ICAS & submit it immediately. Physical agreement & repayment instrument despatch within prescribed TAT
- To ensure sale of finance schemes to customers (Within & Outside dealership) as per the targets
- Maintain & improve the relationship with the dealer/s & address issues/queries on daily basis
- Verification of all documents, w.r.t. customers e.g. KYC, customer personal information, documents received through DMAs at ASC location, in line with company policy
- Monitoring the competition activity in dealership & location
- DCC cash deposition
- Maintain & improve the productivity of DMAs
- ASC/ branch visit of dealer (Network Visit)
- Enquiry management & follow up on open enquiries
- Conversion of all leads (Web/Tele/Rural)
- Collection of RC, resolution of FEMI, nonstarter on regular basis as per the targets
- Keep the ASM updated on daily basis w.r.t. targets vs achievements
- Maintain TAT for decision on case & speedy disbursement.
- Understand and explain all the schemes to customers
- Responsible for achieving volume targets for the area on quarterly basis

**Key Performance Area**:

- Responsible for achieving penetration targets for the area on quarterly basis
- Responsible for overlooking increase in number of finance customers with dealership/s on a quarterly basis.
- To execute special schemes for festivals and conducting loan melas etc.
- To increase insurance penetration on total sales on quarterly basis
- Login to disbursement ratio should be kept more than 80%
- Repayment should be more than 95% within the TAT

**Skill Set required**:

- Sales/marketing skills
- Working with others
- Relationship management
- Result orientation

**Job Types**: Full-time, Permanent

Pay: Up to ₹700,000.00 per year

Schedule:

- Day shift

**Experience**:

- total work: 2 years (required)

Work Location: In person

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