Junior Credit Underwriter

3 weeks ago


Jeevanbheemanagar Bengaluru Karnataka, India Namaste Credit Full time

**About us**:
Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders.

**Position: Junior Credit Underwriter**

**Skills**:
1. Bachelor's degree in Finance, Accounting, Economics, or a related field.
2. Strong analytical skills with the ability to interpret financial statements and assess credit risk.
3. Good communication skills.
4. Ability to work collaboratively in a team environment.
5. Proficiency in financial modeling and Microsoft Excel.
6. Prior experience in credit analysis or underwriting is a plus but not required.

**Roles and Responsibilities**:
1. Assess creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information.
3. Review and verify applicant information to ensure accuracy and completeness.
4. Collaborate with other departments such as sales, operations, and risk management to streamline the underwriting process.
6. Prepare reports and documentation related to underwriting activities.
Assist in managing loan portfolios and monitoring borrower performance.

**Salary**: ₹100,000.00 - ₹230,000.00 per year

**Benefits**:

- Paid sick time
- Paid time off
- Provident Fund

Schedule:

- Day shift

Supplemental pay types:

- Performance bonus
- Yearly bonus

**Experience**:

- total work: 1 year (preferred)

Work Location: In person



  • Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...


  • Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Underwriter

    1 month ago


    Bengaluru, India STEP Manpower Pvt Ltd Full time

    Job Description: as per Income and as per credit policy/guidelines. - Assess customers' financial status (income and expenses) and evaluate creditworthiness using internal underwriting guidelines. - Performing the functions of assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts. the risk...

  • JP Morgan Chase

    1 month ago


    Bengaluru, India JP Morgan Chase Full time

    Job Responsibilities:- Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) for middle market clients (clients with exposure less than $5MM). Recommend rating grades based on analysis for the clients. - Quality check work delivery for junior analysts in the team. Understand...

  • Underwriter

    4 weeks ago


    Bengaluru, India staffhire Full time

    **Job Overview**: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. **Key Required Skills**: - Excellent at Income Calculation and Debt-to-Income (DTI) Ratio Calculation. - Expertise in...


  • Bengaluru, Karnataka, India Meraki training solutions Full time

    **Job Designation**:US Mortgage Underwriter **Experience**: 4-5 years **Location**: Bangalore Walkin drive on 24th Jan **Work Timings**: Remote (Full Time), Work from Home **Contact**: +91 7411978909 **Skill Set**: 4C's framework, Live Underwriting, Income Calculation, Debt-to-Income (DTI) Ratio Calculation, Underwriting **Joining**: Immediate...

  • Underwriters

    4 weeks ago


    Bengaluru, India VARITE INDIA PRIVATE LIMITED Full time

    Description: Location: Bangalore About Us - Moder formerly known as Archwell Operations is a part of Archwell Holdings founded in 2017. - We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. - We specialize in end-to-end component-based outsourcing, managing one-off projects to becoming an...

  • OFB Tech

    7 days ago


    Bengaluru, India OFB Tech Pvt Ltd (OfBusiness) Full time

    Profile: UnderwritingResponsible for the Following:- Taking care of cases when they move to underwriting after credit processing.- Conducting tele PDs.- Be responsible for Quantitative & Qualitative Analysis of the case.Quantitative Analysis includes:i) Financial Analysis: credit worthiness of the client, past trends, net worth, etc.ii) Banking Analysis: who...

  • OFB Tech

    1 month ago


    Bengaluru, India OFB TECH Pvt Ltd Full time

    Oxyzo - Credit for the Following:- Taking care of cases when they move to underwriting after credit processing.- Conducting tele PDs.- Be responsible for Quantitative & Qualitative Analysis of the case.- Quantitative Analysis includes:- Financial Analysis: credit worthiness of the client, past trends, net worth, etc.- Banking Analysis: who all are the...


  • Bengaluru, India PayU Full time

    About PayU PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our + merchants and millions of consumers. As a leading...

  • Credit Risk Associate

    4 weeks ago


    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About CB Risk India**: The CB Risk India (CRI) is part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan. CRI works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CRI covers CB clients across the -...

  • Mortgage Underwriter

    4 weeks ago


    Bengaluru, India Miles Ahead 91 Consultants Full time

    **Experience: - 4 -5 years**: - Excellent at **Income Calculation and Debt-to-Income (DTI) Ratio Calculation.**: - Expertise in **4C's framework (Credit, Capacity, Collateral and Capital),**: - Familiar in **Credit report Analysis & LOX (Letter of Explanation).**: - Knowledge on **Credit Bureau, Documents to approve the loan, Familiar with different...

  • Credit Risk Associate

    4 weeks ago


    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About Commercial Banking Risk India**: The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan and works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. **Role**:...


  • Bengaluru, India WELLS FARGO BANK Full time

    The work involves performing Financial Analysis, and underlying risk activities for ABL and tech Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards,...


  • Bengaluru, India CSHRS Full time

    **Underwriter** Location **Bangalore** **Min Experience** 4 Years -Max Experience 5 Years **Notice Period** Max 3 days (Immediate joining) **Estimated Budget-**Total Budget (₹10L - ₹12L) **Required Skills**: **4C's Framework, Income Calculation, Debt-To-Income (DTI) Ratio Calculation, Underwriting, Credit Report Analysis, LOX, Credit Bureau,...

  • Credit Risk Associate

    1 month ago


    Bengaluru, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.   As a Credit Risk Associate in the Commercial Banking division, you will be at the center of keeping JPMorgan Chase...


  • Bengaluru, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team, you will be at the...

  • Underwriter

    2 days ago


    Bengaluru, India Live Connections Full time

    Overview: As a Mortgage Underwriter specializing in income, you will play a crucial role in assessing and analyzing borrowers' financial documents to determine their eligibility for mortgage loans. Your primary focus will be on evaluating various sources of income to ensure they meet the lender's guidelines and industry regulations. You will collaborate...

  • Underwriter

    1 day ago


    Bengaluru, India Live Connections Full time

    Overview: As a Mortgage Underwriter specializing in income, you will play a crucial role in assessing and analyzing borrowers' financial documents to determine their eligibility for mortgage loans. Your primary focus will be on evaluating various sources of income to ensure they meet the lender's guidelines and industry regulations. You will collaborate...


  • Bengaluru, Karnataka, India Genpact Full time

    Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we...