Underwriter
2 weeks ago
**Job Overview**:
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
**Key Required Skills**:
- Excellent at Income Calculation and Debt-to-Income (DTI) Ratio Calculation. - Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), - Familiar in Credit report Analysis & LOX (Letter of Explanation). - Knowledge on Credit Bureau, Documents to approve the loan, Familiar with different account types.
**Job Roles and Responsibilities**:
**Qualification & Experience**:
- Degree or Equivalent - Minimum 4 years of experience in conventional/govt end to end underwriting. - Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral) - US Mortgage Process (Only Night Shifts) - Hybrid.
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Bengaluru, India Ethos Full timeAbout Ethos Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. We leverage deep technology and data science to streamline the life insurance process, making it more accessible...
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Us Mortgage Live Underwriter
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